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$2,195,000
5 Beds ⋅ 4 Baths ⋅ 50215461 MLS
Set along Bay City’s premier beachfront destination, Athlone Beach, this exceptional residence offers refined waterfront living on the Saginaw Bay. Built in 2020, the home features nearly 3,500 square feet of beautifully designed space with 5 bedrooms, 3.5 baths, and 52 feet of sandy frontage. Meticulously planned to maximize sweeping water views, the home delivers refined luxury across every level, with a private elevator providing ease of access throughout. A classic, charming front porch creates an inviting first impression, while the home's elevated architectural design captures breathtaking views of the water from multiple vantage points. The open-concept main floor is designed for effortless entertaining, with the kitchen, dining area, and living room flowing seamlessly together against a stunning waterfront backdrop. The showpiece kitchen features stunning custom cabinetry, high-end finishes, and an impressive oversized island ideal for serving and gathering, while the well-appointed pantry offers abundant storage and a secondary refrigerator. A main-floor bedroom provides flexibility as a private guest room or spacious office. The luxurious primary suite is a true retreat, complete with an ensuite featuring dual sinks, a dedicated makeup vanity, soaking tub, expansive walk-in tile shower, and thoughtfully designed walk-in closet. Third-floor laundry is conveniently located near the bedrooms, while thoughtful storage is incorporated throughout the home. The fully enclosed sunroom is an unforgettable space to relax and take in the expansive water views in every season, and the property also includes a heated two-car attached garage and a heated one-car detached garage. Tasteful, timeless, and exceptionally well executed, this Athlone Beach residence offers a rare opportunity to experience luxury waterfront living on the Saginaw Bay.

214 Athlone Beach, Bay City
$714,900
3 Beds ⋅ 2 Baths ⋅ 50215352 MLS
OPEN HOUSE – Sunday, July 19 | 4:00–6:00 PM! Welcome to this exceptional 2024 ranch offering 90 feet of river frontage, breathtaking water views, and quality craftsmanship throughout. Situated on 1.26 acres, this 2,500-square-foot home features 3 bedrooms, 2 full baths, and an open-concept design perfect for everyday living and entertaining. The spacious living room features a cozy gas fireplace and expansive windows showcasing spectacular river views. The gourmet kitchen offers a large center island, walk-in pantry, and quartz countertops throughout, making it ideal for both entertaining and daily living. The primary suite is a private retreat with beautiful water views, a walk-in closet, and an elegant ensuite bath. The third bedroom is currently being used as a home office but can easily be converted back into a bedroom. Additional highlights include a heated 3.5-car garage, tankless water heater, first-floor laundry, a spacious mudroom, and a full basement already plumbed for a future bathroom and ready to be finished for additional living space. Enjoy peaceful waterfront living with incredible views from your own backyard. Built in 2024, this move-in-ready home combines modern amenities, thoughtful design, and an exceptional riverfront setting. Schedule your private showing today!

3365 Old Kawkawlin Road, Bay City
$525,000
4 Beds ⋅ 2 Baths ⋅ 50213287 MLS
Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters—ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you’re searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won’t want to miss.

705 Bay Road, Bay City
$375,000
3 Beds ⋅ 2 Baths ⋅ 50211245 MLS
Beautifully updated two-story waterfront home offering 3 bedrooms and 1.5 baths, with a convenient first-floor bedroom. The spacious 30' x 24' great room provides the perfect gathering space, featuring abundant natural light. Situated on 111 feet of frontage along the Kawkawlin River, this property includes a seawall and easy access to boating, fishing, and waterfront enjoyment right from your front yard. Enjoy the best of both worlds with a peaceful riverfront setting that is just minutes from Bay City State Park Beach, downtown Bay City, shopping, dining, and the area's many popular festivals and events throughout the year. Whether you're looking for a year-round residence, vacation retreat, or entertaining destination, this move-in-ready waterfront home offers an exceptional combination of comfort, location, and recreation.

3254 Hidden Road, Bay City
$429,900
4 Beds ⋅ 4 Baths ⋅ 50210537 MLS
Unique opportunity in Bangor Twp. This 4 bedroom, 2 full bath, 2 half bath home with 2 1/2 garage and full basement also has almost 90' of Lagoon frontage for all the boat enthusiasts! This over 2500 Sq.Ft. home features great floor plan with 1st floor primary bedroom w/en-suite, massive deck for enjoying the area, central air, Generac generator and updates throughout!

141 Bay Shore Drive, Bay City
$394,000
3 Beds ⋅ 3 Baths ⋅ 50203539 MLS
Free house with the purchase of wildlife and the Kawkawlin River that is what you’ll find in this Bangor Township Quad Level home with over 2400 square of living space including the 40% finished basement with 200 square feet in two rooms that could either be used as offices or additional sleeping areas as there is an egress stairway that leads to the main floor finished and insulated attached two car garage, There is an additional 576 square foot garage on the property that could be used as a she shed or man cave. river frontage is approximately 130 feet with an equal 130 feet of steel wall. Inside there are at total of 14 rooms with living room and kitchen and dining all having upgraded bamboo flooring. The upper level contains three bedrooms complete with bathroom off the master bedroom with a separate entrance and entrance from hall. The lower-level family room comes complete with a full wall brick fireplace and half bath. Do not miss your chance to purchase this little slice of paradise located within close distance to shopping schools and other amenities this area has to offer with only one bridge to boat under to the beautiful Saginaw Bay

3315 Harris Lane, Bay City
$290,000
3 Beds ⋅ 1 Baths ⋅ 50201678 MLS
Welcome to your waterfront retreat in Bangor Township, where endless activities await!! This beautiful 3-bedroom home has been carefully upgraded over the past decade. The heart of the home is the stunning kitchen, showcasing elegant Corian countertops, a lovely tile backsplash, soft-close cabinetry, updated lighting, and a new refrigerator. Major improvements provide peace of mind, including updated electrical, a roof approximately 10 years old, and furnace and A/C system less than 15 years old. The living area and bedrooms have brand new carpet. You will LOVE waking up in the primary bedroom overlooking the water as you step right outside with your personal sliding door to the beach. Worried about storage? Attic has more room than you think with easy pull down stairs and a light. With direct water frontage enjoy jet skiing, kayaking, and fishing. In winter months, you have direct access to snowmobiling and ice fishing. Also close to state park trails, marinas, and the Bay City Yacht Club. Whether you're looking for a serene full-time residence or a peaceful getaway, this move-in ready waterfront gem is the one you have been looking for.

667 Bay Road, Bay City
$299,900
3 Beds ⋅ 2 Baths ⋅ 50199330 MLS
Your Gateway to the Bay: The Ultimate Waterfront Retreat Whether you’re a die-hard angler, a weekend cruiser, or someone who just appreciates a sunrise over the water, this 3-bedroom, 2-bathroom story and a half is the "Sportsman’s Paradise" you’ve been waiting for, located in the desirable Bangor Township area. This property boasts a sprawling 100-foot wide lot anchored by a pristine, heavy-duty seawall. The standout feature is the expansive full-length deck built directly over the seawall, offering a massive platform for entertaining, sunbathing, or docking your boat. From your private canal frontage, it is a smooth, scenic trip directly out to the open waters of the Saginaw Bay, making every day feel like a vacation. Inside, the home offers a functional and comfortable 3-bedroom, 2-bathroom layout, but the real value lies in the storage and potential. Unlike many waterfront homes, this property features a full basement, providing a blank canvas for a secondary living space, a home gym, or a dry workshop. Outside, there is a large detached garage suited for the Michigan lifestyle, offering ample storage for fishing gear, and outdoor toys. The location is a dream for outdoor enthusiasts alike. You are perfectly positioned just minutes from the Bay City State Park and the serene hiking trails of the Tobico Nature Center. With local boat launches, premier shopping, and popular waterfront restaurants just around the corner, you get the quiet privacy of a waterfront lot without sacrificing any modern conveniences. This is more than a home; it is a legacy property in one of the area's most sought-after communities.

225 Lagoon Beach Drive, Bay City
$1,950,000
50191782 MLS
Opportunity awaits to own 4 acres of breathtaking waterfront property in Bangor Township, featuring an incredible 800 feet of water frontage! Rarely does a property like this become available, making it a true gem for building your dream home or developing multiple homes as an investment. Take in the stunning water views while enjoying the convenience of being close to town. This land offers the perfect combination of peace, potential, and endless possibilities. Don’t let this rare opportunity pass you by. Reach out today to learn more!

430 Ricoma Beach Road, Bay City
$479,900
3 Beds ⋅ 2 Baths ⋅ 50172003 MLS
Beautiful Bayfront Home with Incredible Saginaw Bay Views. Well-maintained 3-bedroom home offering sweeping views of Saginaw Bay and a bright, open floor plan with tongue-and-groove ceilings, and newer laminate flooring. Main level includes a bedroom and full bath. Upstairs primary suite features a walk-in closet, great natural light, and a private balcony with new (Feb 2024) Pella sliding door—perfect for sunsets over the water. Hallway bathroom and another large bedroom complete the upstairs. Recent updates include roof and gutters (Oct 2025), crawl space insulation and encapsulation (Sept 2025), and a new GFA furnace (Sept 2025). Both bathrooms are updated, with plenty of built-ins and storage throughout. Enjoy the backyard and large deck for relaxing or entertaining. Includes additional parcel #010-038-100-025-99 and a 36x24 pole barn with oversized door, opener, floor drain, 125V and 250V EV outlet. Close to Tobico Marsh, Rail Trail, and State Park for walking, biking and outdoor activities. Immediate possession at closing.

356 Killarney Beach Road, Bay City