$184,000 4 bedrooms, 2 full baths, nearly 2,000 sq ft, & over 1/4 acre double lot! This great family home has room for everyone and everything both inside and out. Inside has all oversized bedrooms with two up and two downstairs, a full bath on each floor - and the main floor also has a spacious living room, formal dining, kitchen and laundry room. Outside has plenty of yard and a huge back deck with access to both the kitchen and laundry room, a 20'x37' detached garage with doors on each end, a second 24'x36' detached garage with heat, 220 electrical, and bonus workshop space - and each has it's own separate driveway. A rare find inside the city limits, with all appliances included! #MAKEITHAPPEN 4 Beds ⋅ 2 Baths ⋅ 50216150 MLS 4 bedrooms, 2 full baths, nearly 2,000 sq ft, & over 1/4 acre double lot! This great family home has room for everyone and everything both inside and out. Inside has all oversized bedrooms with two up and two downstairs, a full bath on each floor - and the main floor also has a spacious living room, formal dining, kitchen and laundry room. Outside has plenty of yard and a huge back deck with access to both the kitchen and laundry room, a 20'x37' detached garage with doors on each end, a second 24'x36' detached garage with heat, 220 electrical, and bonus workshop space - and each has it's own separate driveway. A rare find inside the city limits, with all appliances included! #MAKEITHAPPEN 1306 Bradfield Street, Bay City
$177,000 Investment Opportunity on Bay City's East Side! Expand your portfolio with this exceptionally well maintained, fully occupied four unit rental property on Bay City's East Side. Opportunities like this don't come around often, especially one that's been cared for with this level of pride and attention to detail. Whether you're a seasoned investor or looking to purchase your first income producing property, this turnkey investment is ready to generate cash flow from day one. The current owner has made significant improvements throughout the property, including a completely refinished foundation and a new roof in 2022. In 2025, the exterior was professionally scraped and painted, with damaged boards replaced as needed. Additional updates include a rebuilt front porch with repaired pillars and steps completed in 2024, plus extensive landscaping enhancements and a durable stone-crete driveway. Apartment #2 has also been beautifully remodeled with a new kitchen, updated bathroom, new windows, flooring, and more. Inside, a grand common staircase welcomes tenants and adds to the property's historic charm. The building offers a strong unit mix: Unit 1: Studio apartment with private kitchen and bathroom. Unit 2: Fully remodeled one-bedroom featuring a spacious living room, updated kitchen, and full four-piece bathroom. Unit 3: One-bedroom apartment with living area, kitchen, and private bath. Unit 4: Studio apartment with kitchen and bathroom. All kitchen appliances are included with the sale, along with the coin-operated washer and dryer located in the basement, providing additional income potential. Best of all, all four units are currently occupied, with the tenants in Units 1, 3, and 4 being long-term residents who have expressed their desire to remain after the sale offering immediate, stable rental income for the next owner. If you're looking for a quality investment with strong rental history, extensive recent improvements, and reliable cash flow, this East Side four-unit is one you won't want to miss. Schedule your private showing today! 4 Beds ⋅ 4 Baths ⋅ 50216149 MLS Investment Opportunity on Bay City's East Side! Expand your portfolio with this exceptionally well maintained, fully occupied four unit rental property on Bay City's East Side. Opportunities like this don't come around often, especially one that's been cared for with this level of pride and attention to detail. Whether you're a seasoned investor or looking to purchase your first income producing property, this turnkey investment is ready to generate cash flow from day one. The current owner has made significant improvements throughout the property, including a completely refinished foundation and a new roof in 2022. In 2025, the exterior was professionally scraped and painted, with damaged boards replaced as needed. Additional updates include a rebuilt front porch with repaired pillars and steps completed in 2024, plus extensive landscaping enhancements and a durable stone-crete driveway. Apartment #2 has also been beautifully remodeled with a new kitchen, updated bathroom, new windows, flooring, and more. Inside, a grand common staircase welcomes tenants and adds to the property's historic charm. The building offers a strong unit mix: Unit 1: Studio apartment with private kitchen and bathroom. Unit 2: Fully remodeled one-bedroom featuring a spacious living room, updated kitchen, and full four-piece bathroom. Unit 3: One-bedroom apartment with living area, kitchen, and private bath. Unit 4: Studio apartment with kitchen and bathroom. All kitchen appliances are included with the sale, along with the coin-operated washer and dryer located in the basement, providing additional income potential. Best of all, all four units are currently occupied, with the tenants in Units 1, 3, and 4 being long-term residents who have expressed their desire to remain after the sale offering immediate, stable rental income for the next owner. If you're looking for a quality investment with strong rental history, extensive recent improvements, and reliable cash flow, this East Side four-unit is one you won't want to miss. Schedule your private showing today! 502 Wilson Street, Bay City
$183,900 Investment Opportunity – Duplex with Strong Income Potential! Many upgrades over the last few years including, roof, furnace, tankless hot water heater, new walkway, and leveled gravel driveway. This duplex offers excellent flexibility for both investors and owner-occupants. The lower unit features 2 bedrooms, while the upper unit offers 1 bedroom, with a private entrance located at the rear of the home. The property includes a partially fenced yard, a large parking area, and a storage shed. A full basement with exterior access offers additional storage or utility space. Whether you're looking to live in one unit while generating rental income from the other or lease both units to expand your investment portfolio, this property presents a great opportunity with strong income-producing potential. 3 Beds ⋅ 2 Baths ⋅ 50216020 MLS Investment Opportunity – Duplex with Strong Income Potential! Many upgrades over the last few years including, roof, furnace, tankless hot water heater, new walkway, and leveled gravel driveway. This duplex offers excellent flexibility for both investors and owner-occupants. The lower unit features 2 bedrooms, while the upper unit offers 1 bedroom, with a private entrance located at the rear of the home. The property includes a partially fenced yard, a large parking area, and a storage shed. A full basement with exterior access offers additional storage or utility space. Whether you're looking to live in one unit while generating rental income from the other or lease both units to expand your investment portfolio, this property presents a great opportunity with strong income-producing potential. 909 Michigan Avenue, Bay City
$179,900 Downtown Bay City's Next Redevelopment Opportunity! Now offered as an individual building, this nearly 8,200 square foot commercial property presents an exciting opportunity to own a piece of Downtown Bay City. Previously marketed as part of a larger redevelopment, this new offering provides investors and entrepreneurs with a more manageable project, reducing the overall scope of work while creating a more attainable investment. A rare Class C Liquor License is available for purchase with this building, creating an outstanding opportunity for a restaurant, brewery, cocktail lounge, or other hospitality concept in one of Downtown Bay City's most visible locations. If the buildings are sold separately, the liquor license will be available on a first-come, first-served basis. The main floor features soaring ceilings and an open layout, with a dividing wall already in place that offers the potential for multiple commercial spaces or tenants. The second floor was formerly a spacious apartment and still retains much of its original layout, providing an excellent opportunity to restore it into a large residential unit, executive housing, or an income-producing rental while maintaining commercial space below. Whether your vision includes retail, office space, mixed-use development, dining, entertainment, or residential income, this property offers exceptional flexibility and endless potential in the heart of Downtown Bay City. 50215912 MLS Downtown Bay City's Next Redevelopment Opportunity! Now offered as an individual building, this nearly 8,200 square foot commercial property presents an exciting opportunity to own a piece of Downtown Bay City. Previously marketed as part of a larger redevelopment, this new offering provides investors and entrepreneurs with a more manageable project, reducing the overall scope of work while creating a more attainable investment. A rare Class C Liquor License is available for purchase with this building, creating an outstanding opportunity for a restaurant, brewery, cocktail lounge, or other hospitality concept in one of Downtown Bay City's most visible locations. If the buildings are sold separately, the liquor license will be available on a first-come, first-served basis. The main floor features soaring ceilings and an open layout, with a dividing wall already in place that offers the potential for multiple commercial spaces or tenants. The second floor was formerly a spacious apartment and still retains much of its original layout, providing an excellent opportunity to restore it into a large residential unit, executive housing, or an income-producing rental while maintaining commercial space below. Whether your vision includes retail, office space, mixed-use development, dining, entertainment, or residential income, this property offers exceptional flexibility and endless potential in the heart of Downtown Bay City. 702 Washington Avenue 702 Washington Ave South Building, Bay City
$189,000 A New Opportunity to Own a Piece of Downtown Bay City! Now offered as an individual building, this nearly 8,000 square foot commercial property presents an exciting redevelopment opportunity in the heart of downtown Bay City. Previously marketed as part of a larger 16,000 square foot redevelopment, this new offering provides investors and entrepreneurs with a more manageable project, reducing renovation costs, carrying costs, and the overall scope of work while allowing income-producing opportunities to be realized sooner. One of the property's most valuable features is the opportunity to purchase a Class C Liquor License with the building. Liquor licenses in this area are extremely limited, and the combination of a transferable license with a highly visible downtown location creates an outstanding opportunity for a restaurant, brewery, cocktail lounge, entertainment venue, or other hospitality concept. If the buildings are sold separately, the liquor license will be available on a first-come, first-served basis. The main floor features soaring ceilings and nearly 4,000 square feet of open commercial space ready to be transformed to fit your vision. A dividing wall currently separates the first floor into two distinct areas, creating the potential for multiple business concepts or tenants within the same building. Upstairs, you'll find an impressive open ballroom filled with character and endless possibilities. Restore it as an event venue, convert it into office space, create unique residential lofts, expand your commercial footprint, or design something entirely your own. The seller has already completed the extensive interior demolition, creating a true blank canvas ready for redevelopment. Whether your vision includes retail, office space, dining, entertainment, mixed-use development, or something entirely unique, this property offers exceptional flexibility, outstanding visibility, and unlimited potential in one of Downtown Bay City's most recognizable locations. 50215905 MLS A New Opportunity to Own a Piece of Downtown Bay City! Now offered as an individual building, this nearly 8,000 square foot commercial property presents an exciting redevelopment opportunity in the heart of downtown Bay City. Previously marketed as part of a larger 16,000 square foot redevelopment, this new offering provides investors and entrepreneurs with a more manageable project, reducing renovation costs, carrying costs, and the overall scope of work while allowing income-producing opportunities to be realized sooner. One of the property's most valuable features is the opportunity to purchase a Class C Liquor License with the building. Liquor licenses in this area are extremely limited, and the combination of a transferable license with a highly visible downtown location creates an outstanding opportunity for a restaurant, brewery, cocktail lounge, entertainment venue, or other hospitality concept. If the buildings are sold separately, the liquor license will be available on a first-come, first-served basis. The main floor features soaring ceilings and nearly 4,000 square feet of open commercial space ready to be transformed to fit your vision. A dividing wall currently separates the first floor into two distinct areas, creating the potential for multiple business concepts or tenants within the same building. Upstairs, you'll find an impressive open ballroom filled with character and endless possibilities. Restore it as an event venue, convert it into office space, create unique residential lofts, expand your commercial footprint, or design something entirely your own. The seller has already completed the extensive interior demolition, creating a true blank canvas ready for redevelopment. Whether your vision includes retail, office space, dining, entertainment, mixed-use development, or something entirely unique, this property offers exceptional flexibility, outstanding visibility, and unlimited potential in one of Downtown Bay City's most recognizable locations. 706 Washington Avenue 706/702 Washington Ave North Building, Bay City
$199,900 Located in desirable Bangor Township! This 6,000 square foot commercial building at 804 N Euclid Ave offers excellent investment potential in a high-visibility C-2 Regional Commercial zoning district. The property features approximately 3,000 square feet per unit and can be utilized as two separate spaces or as one large facility, providing strong flexibility for owners or tenants. Currently gutted to the studs, this blank canvas allows buyers to build out the space to their exact specifications without dealing with existing finishes. The location provides convenient access to Saginaw Bay shoreline areas, beaches, parks, and downtown Bay City, while benefiting from steady local traffic and proximity to major routes. With versatile C-2 zoning supporting a wide range of commercial uses, this property presents strong potential for retail, service, office, or mixed-use development in a growing Bay County market. Ideal for investors seeking income-producing opportunities or owner-users looking to establish a custom commercial presence. 61013407 MLS Located in desirable Bangor Township! This 6,000 square foot commercial building at 804 N Euclid Ave offers excellent investment potential in a high-visibility C-2 Regional Commercial zoning district. The property features approximately 3,000 square feet per unit and can be utilized as two separate spaces or as one large facility, providing strong flexibility for owners or tenants. Currently gutted to the studs, this blank canvas allows buyers to build out the space to their exact specifications without dealing with existing finishes. The location provides convenient access to Saginaw Bay shoreline areas, beaches, parks, and downtown Bay City, while benefiting from steady local traffic and proximity to major routes. With versatile C-2 zoning supporting a wide range of commercial uses, this property presents strong potential for retail, service, office, or mixed-use development in a growing Bay County market. Ideal for investors seeking income-producing opportunities or owner-users looking to establish a custom commercial presence. 804 N Euclid Avenue, Bay City
$159,900 Come see this brick ranch offering low-maintenance living, located in Portsmouth Township on S Trumbull! This 3-bedroom, 1-bath home features a nicely updated bathroom with tile shower surround and a functional layout throughout. The large kitchen flows directly into the living room, creating an open and comfortable space for everyday living. A spacious entry and utility room provide excellent storage and added convenience. Situated on a large lot with an attached garage, this home offers plenty of outdoor space and practical features! 3 Beds ⋅ 1 Baths ⋅ 50215263 MLS Come see this brick ranch offering low-maintenance living, located in Portsmouth Township on S Trumbull! This 3-bedroom, 1-bath home features a nicely updated bathroom with tile shower surround and a functional layout throughout. The large kitchen flows directly into the living room, creating an open and comfortable space for everyday living. A spacious entry and utility room provide excellent storage and added convenience. Situated on a large lot with an attached garage, this home offers plenty of outdoor space and practical features! 1105 S Trumbull Street, Bay City
$150,000 Super remodel on S Sherman!! So much "newness"...flooring, paint, roof , stove ,fridge ,basement bathroom, both bathrooms have bidets ,basement bath has Japanese soaking tub, all replacement windows ,new garbage disposal, new dehumidifier, upgraded electric in garage ,loft in garage, new storm doors, brand new windows in front porch. The gardens in the front, side of home and backyard make this house feel like a cottage. The basement is as clean and dry as can be with a new electric fireplace that helps turn this area into a very comfortable living space. You will not be disappointed in this one and keys at closing!! 2 Beds ⋅ 2 Baths ⋅ 50215029 MLS Super remodel on S Sherman!! So much "newness"...flooring, paint, roof , stove ,fridge ,basement bathroom, both bathrooms have bidets ,basement bath has Japanese soaking tub, all replacement windows ,new garbage disposal, new dehumidifier, upgraded electric in garage ,loft in garage, new storm doors, brand new windows in front porch. The gardens in the front, side of home and backyard make this house feel like a cottage. The basement is as clean and dry as can be with a new electric fireplace that helps turn this area into a very comfortable living space. You will not be disappointed in this one and keys at closing!! 601 S Sherman Street, Bay City
$179,000 Rare opportunity to own a home on nearly 2 acres in desirable Bangor Township. This spacious 4-bedroom, 2-bath home offers over 2,000 square feet of living space and is tucked away on a short private drive, providing a peaceful, country-like setting while remaining just minutes from shopping, dining, and everyday conveniences. Recent updates include a new metal roof (2025), new gutters, and fresh interior paint. The primary suite features a private bath with dual sinks and a walk-in closet. Inside, you'll also find two separate living areas, a cozy wood-burning fireplace, and a formal dining room, offering plenty of space for everyday living and entertaining. 4 Beds ⋅ 2 Baths ⋅ 50214391 MLS Rare opportunity to own a home on nearly 2 acres in desirable Bangor Township. This spacious 4-bedroom, 2-bath home offers over 2,000 square feet of living space and is tucked away on a short private drive, providing a peaceful, country-like setting while remaining just minutes from shopping, dining, and everyday conveniences. Recent updates include a new metal roof (2025), new gutters, and fresh interior paint. The primary suite features a private bath with dual sinks and a walk-in closet. Inside, you'll also find two separate living areas, a cozy wood-burning fireplace, and a formal dining room, offering plenty of space for everyday living and entertaining. 301 Barn Drive, Bay City
$200,000 Easy living at Appletree Farms awaits in this 2-3 bedroom, 3 full bath condo! Offering an attached garage, newer walk-in tub & water heater, updated laminate flooring throughout, and all major appliances including a like new, dependable Speed Queen washer/dryer set! You're sure to appreciate sitting by the cozy fireplace or in the peaceful Florida room overlooking the peaceful, well manicured grounds! Close to shopping, services, schools & hospitals, this is definitely a fantastic condo in a high demand location! 2 Beds ⋅ 3 Baths ⋅ 50214296 MLS Easy living at Appletree Farms awaits in this 2-3 bedroom, 3 full bath condo! Offering an attached garage, newer walk-in tub & water heater, updated laminate flooring throughout, and all major appliances including a like new, dependable Speed Queen washer/dryer set! You're sure to appreciate sitting by the cozy fireplace or in the peaceful Florida room overlooking the peaceful, well manicured grounds! Close to shopping, services, schools & hospitals, this is definitely a fantastic condo in a high demand location! 4848 Appletree Lane, Bay City
$180,000 Welcome to 305 Braddock Street in Bay City, where charm meets the peace of mind of a complete renovation! This adorable 3-bedroom, 2-bath home has been taken down to the studs and beautifully rebuilt, offering modern finishes and quality craftsmanship throughout. Nearly everything is new, including the electrical, plumbing, furnace, central air, hot water heater, windows, lighting, kitchen appliances, and more. The detached garage also features a brand-new roof, while the home's roof is approximately 10 years old. Inside, you'll love the bright, inviting interior and thoughtfully designed floor plan. The spacious primary suite features a private ensuite bath and a walk-in closet. Two additional bedrooms and a second full bath provide plenty of space for family, guests, or a home office. The 24' x 24' detached garage features a new garage door opener and convenient side entry, offering ample room for vehicles, storage, or hobbies. Situated on a generous double lot, this home offers the perfect blend of modern updates and everyday comfort. With extensive renovations already completed, there's truly nothing left to do but move in and enjoy! 3 Beds ⋅ 2 Baths ⋅ 50214086 MLS Welcome to 305 Braddock Street in Bay City, where charm meets the peace of mind of a complete renovation! This adorable 3-bedroom, 2-bath home has been taken down to the studs and beautifully rebuilt, offering modern finishes and quality craftsmanship throughout. Nearly everything is new, including the electrical, plumbing, furnace, central air, hot water heater, windows, lighting, kitchen appliances, and more. The detached garage also features a brand-new roof, while the home's roof is approximately 10 years old. Inside, you'll love the bright, inviting interior and thoughtfully designed floor plan. The spacious primary suite features a private ensuite bath and a walk-in closet. Two additional bedrooms and a second full bath provide plenty of space for family, guests, or a home office. The 24' x 24' detached garage features a new garage door opener and convenient side entry, offering ample room for vehicles, storage, or hobbies. Situated on a generous double lot, this home offers the perfect blend of modern updates and everyday comfort. With extensive renovations already completed, there's truly nothing left to do but move in and enjoy! 305 Braddock Street, Bay City
$165,000 Don't miss this incredible opportunity! This charming 3-bedroom, 1-bath home is priced aggressively and offers exceptional value for homeowners and investors alike. Inside, you'll find an updated kitchen featuring white shaker cabinets, a farmhouse sink, and all appliances included. Stay comfortable year-round with central air conditioning, and enjoy the convenience of a full basement providing plenty of storage space. Outside, the fenced yard offers room to relax or play, while the side deck is perfect for entertaining or enjoying your morning coffee. The oversized detached 2-car garage features electricity, its own 100-amp electrical panel, and a floor drain—ideal for hobbies, storage, or a workshop. Situated on what appears to be a generous lot, this property offers extra outdoor space and endless potential. With this attractive price, schedule your showing today before it's gone! 3 Beds ⋅ 1 Baths ⋅ 50214029 MLS Don't miss this incredible opportunity! This charming 3-bedroom, 1-bath home is priced aggressively and offers exceptional value for homeowners and investors alike. Inside, you'll find an updated kitchen featuring white shaker cabinets, a farmhouse sink, and all appliances included. Stay comfortable year-round with central air conditioning, and enjoy the convenience of a full basement providing plenty of storage space. Outside, the fenced yard offers room to relax or play, while the side deck is perfect for entertaining or enjoying your morning coffee. The oversized detached 2-car garage features electricity, its own 100-amp electrical panel, and a floor drain—ideal for hobbies, storage, or a workshop. Situated on what appears to be a generous lot, this property offers extra outdoor space and endless potential. With this attractive price, schedule your showing today before it's gone! 716 Webster Street, Bay City
$182,000 Spacious Commercial Building with plenty of marking and High Traffic Area Near M-15. Awesome 2688 Sq Ft Commercial building with a metal roof. All fixtures can remain. 10 X 10 Cooler, 10 X 6 Interior cooler. Attached 1 car garage with lots of storage. Massive Greenhouse 48 X 30 for all your startup plants. Small orchard features Apple, Cherry, Peach trees, flower garden and a raspberry patch. High traffic area close to M-15. 50213715 MLS Spacious Commercial Building with plenty of marking and High Traffic Area Near M-15. Awesome 2688 Sq Ft Commercial building with a metal roof. All fixtures can remain. 10 X 10 Cooler, 10 X 6 Interior cooler. Attached 1 car garage with lots of storage. Massive Greenhouse 48 X 30 for all your startup plants. Small orchard features Apple, Cherry, Peach trees, flower garden and a raspberry patch. High traffic area close to M-15. 2730 22nd Street, Bay City
$175,000 Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9 one-acre residential parcels, subject to township approval and buyer due diligence. The combination of extensive frontage, utility availability, and flat topography provides an ideal canvas for a boutique residential development or custom home community. The township's master plan identifies the M-15 corridor as an area for commercial and residential growth, reinforcing the property's long-term investment appeal. Future homeowners would enjoy convenient access to M-15, Michigan Avenue, I-75, downtown Bay City, Saginaw, shopping, dining, schools, and everyday conveniences while still enjoying the peaceful setting of Portsmouth Township. Whether you're a developer looking for your next subdivision, a builder seeking premium homesites, or an investor planning for the future, opportunities with this combination of location, frontage, utilities, and development flexibility are becoming increasingly difficult to find. 50213606 MLS Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9 one-acre residential parcels, subject to township approval and buyer due diligence. The combination of extensive frontage, utility availability, and flat topography provides an ideal canvas for a boutique residential development or custom home community. The township's master plan identifies the M-15 corridor as an area for commercial and residential growth, reinforcing the property's long-term investment appeal. Future homeowners would enjoy convenient access to M-15, Michigan Avenue, I-75, downtown Bay City, Saginaw, shopping, dining, schools, and everyday conveniences while still enjoying the peaceful setting of Portsmouth Township. Whether you're a developer looking for your next subdivision, a builder seeking premium homesites, or an investor planning for the future, opportunities with this combination of location, frontage, utilities, and development flexibility are becoming increasingly difficult to find. W German Road, Bay City
$175,000 Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9 one-acre residential parcels, subject to township approval and buyer due diligence. The combination of extensive frontage, utility availability, and flat topography provides an ideal canvas for a boutique residential development or custom home community. The township's master plan identifies the M-15 corridor as an area for commercial and residential growth, reinforcing the property's long-term investment appeal. Future homeowners would enjoy convenient access to M-15, Michigan Avenue, I-75, downtown Bay City, Saginaw, shopping, dining, schools, and everyday conveniences while still enjoying the peaceful setting of Portsmouth Township. Whether you're a developer looking for your next subdivision, a builder seeking premium homesites, or an investor planning for the future, opportunities with this combination of location, frontage, utilities, and development flexibility are becoming increasingly difficult to find. 61006997 MLS Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9 one-acre residential parcels, subject to township approval and buyer due diligence. The combination of extensive frontage, utility availability, and flat topography provides an ideal canvas for a boutique residential development or custom home community. The township's master plan identifies the M-15 corridor as an area for commercial and residential growth, reinforcing the property's long-term investment appeal. Future homeowners would enjoy convenient access to M-15, Michigan Avenue, I-75, downtown Bay City, Saginaw, shopping, dining, schools, and everyday conveniences while still enjoying the peaceful setting of Portsmouth Township. Whether you're a developer looking for your next subdivision, a builder seeking premium homesites, or an investor planning for the future, opportunities with this combination of location, frontage, utilities, and development flexibility are becoming increasingly difficult to find. W German Road, Bay City
$175,000 No detail has been left unattended in the remodeling & upkeep of this stunning west side home! An example of a truly turn-key property, this beautiful home offers 2 generously proportioned bedrooms with an additional space that would be a nice den/office/playroom, a stylish custom kitchen with oak cabinentry designed by Lloyd's, quartz countertops, and sleek appliances, like new flooring throughout, solid white oak interior doors, LED recessed lighting in the kitchen, updated bathroom, 3 year old windows, and clean & dry basement! There is also an easily accessible 8'X18' attic for additional storage space. Outside the wow-factor continues with the 2 year old Trex decking, patio door with transferable lifetime warranty, abundantly insulated 2+ car garage with dual attic storage spaces, 220 outlet for a whole house generator, and professional quality manicured lawn & flower beds! With being a stone's throw from Downtown Bay City, close proximity to shopping, and in one of our cute & popular Riverwalk neighborhoods, this home is everything you've been searching for and more! 2 Beds ⋅ 1 Baths ⋅ 50213263 MLS No detail has been left unattended in the remodeling & upkeep of this stunning west side home! An example of a truly turn-key property, this beautiful home offers 2 generously proportioned bedrooms with an additional space that would be a nice den/office/playroom, a stylish custom kitchen with oak cabinentry designed by Lloyd's, quartz countertops, and sleek appliances, like new flooring throughout, solid white oak interior doors, LED recessed lighting in the kitchen, updated bathroom, 3 year old windows, and clean & dry basement! There is also an easily accessible 8'X18' attic for additional storage space. Outside the wow-factor continues with the 2 year old Trex decking, patio door with transferable lifetime warranty, abundantly insulated 2+ car garage with dual attic storage spaces, 220 outlet for a whole house generator, and professional quality manicured lawn & flower beds! With being a stone's throw from Downtown Bay City, close proximity to shopping, and in one of our cute & popular Riverwalk neighborhoods, this home is everything you've been searching for and more! 608 S Dewitt Street, Bay City
$200,000 Welcome to Appletree Farms, one of Bay City's most desirable condo communities! This beautifully maintained 2-bedroom, 2-bath ranch condo offers 1,288 square feet of comfortable main-floor living with the perfect blend of space, functionality, and low-maintenance convenience. The open floor plan features a spacious living room with a cozy gas fireplace, vaulted ceilings, and an abundance of natural light. The kitchen features ample cabinetry, generous workspace, a breakfast bar, and an open layout that flow seamlessly into the dining and living areas. The spacious primary suite features a large walk-in closet and private en-suite bath, while a second bedroom and full bath provide comfortable accommodations for guests or a home office. Just off the living room, the inviting enclosed sunroom offers the perfect place to enjoy your morning coffee or unwind while overlooking the beautifully landscaped grounds. Enjoy carefree condo living in a quiet, well-established community conveniently located near shopping, dining, and all the amenities Bay City has to offer. Don't miss this opportunity to make Appletree Farms your next home! 2 Beds ⋅ 2 Baths ⋅ 50213134 MLS Welcome to Appletree Farms, one of Bay City's most desirable condo communities! This beautifully maintained 2-bedroom, 2-bath ranch condo offers 1,288 square feet of comfortable main-floor living with the perfect blend of space, functionality, and low-maintenance convenience. The open floor plan features a spacious living room with a cozy gas fireplace, vaulted ceilings, and an abundance of natural light. The kitchen features ample cabinetry, generous workspace, a breakfast bar, and an open layout that flow seamlessly into the dining and living areas. The spacious primary suite features a large walk-in closet and private en-suite bath, while a second bedroom and full bath provide comfortable accommodations for guests or a home office. Just off the living room, the inviting enclosed sunroom offers the perfect place to enjoy your morning coffee or unwind while overlooking the beautifully landscaped grounds. Enjoy carefree condo living in a quiet, well-established community conveniently located near shopping, dining, and all the amenities Bay City has to offer. Don't miss this opportunity to make Appletree Farms your next home! 4872 Appletree Lane, Bay City
$164,500 Discover the perfect blend of historic character and updated functionality in this sprawling, light-filled family home. Offering incredible value and space, this residence features an expansive, flexible floor plan with up to 5 bedrooms?ideal for those needing a dedicated home office or hobby space. The heart of the home is an updated, well-appointed kitchen that flows effortlessly into a sunny, inviting porch, perfect for your morning coffee. The main floor features a primary bedroom for ultimate convenience, a stunning, fully renovated full bathroom with a modern walk-in shower and an additional half bath on the main floor. Upstairs, you will find three generous bedrooms, all with extra-large proportions. Step outside to your private, fenced-in backyard, where the back deck awaits your summer BBQs. Located in the heart of the historic Midland Road district, you are perfectly positioned for an active lifestyle. Enjoy an easy, walkable commute to local riverfront parks, popular restaurants, and neighborhood amenities. With a newer furnace (2 years old), a sturdy roof, and a full basement complete with a dedicated workbench area, this home is as practical as it is beautiful. Move in and enjoy everything this vibrant community has to offer. 4 Beds ⋅ 2 Baths ⋅ 50212621 MLS Discover the perfect blend of historic character and updated functionality in this sprawling, light-filled family home. Offering incredible value and space, this residence features an expansive, flexible floor plan with up to 5 bedrooms?ideal for those needing a dedicated home office or hobby space. The heart of the home is an updated, well-appointed kitchen that flows effortlessly into a sunny, inviting porch, perfect for your morning coffee. The main floor features a primary bedroom for ultimate convenience, a stunning, fully renovated full bathroom with a modern walk-in shower and an additional half bath on the main floor. Upstairs, you will find three generous bedrooms, all with extra-large proportions. Step outside to your private, fenced-in backyard, where the back deck awaits your summer BBQs. Located in the heart of the historic Midland Road district, you are perfectly positioned for an active lifestyle. Enjoy an easy, walkable commute to local riverfront parks, popular restaurants, and neighborhood amenities. With a newer furnace (2 years old), a sturdy roof, and a full basement complete with a dedicated workbench area, this home is as practical as it is beautiful. Move in and enjoy everything this vibrant community has to offer. 200 Raymond Street, Bay City
$154,900 Seize the opportunity to position your business in one of Bay City’s highly visible corridors. This freestanding, approximately 2,070-square-foot commercial building offers an exceptional turn-key layout, formerly operating as a successful local insurance agency. Well maintained and in good shape, the property features a versatile floor plan perfectly suited for professional services, office use, or retail transition. With high daily traffic counts and excellent street frontage, your brand will benefit from immediate, effortless local exposure. 50212279 MLS Seize the opportunity to position your business in one of Bay City’s highly visible corridors. This freestanding, approximately 2,070-square-foot commercial building offers an exceptional turn-key layout, formerly operating as a successful local insurance agency. Well maintained and in good shape, the property features a versatile floor plan perfectly suited for professional services, office use, or retail transition. With high daily traffic counts and excellent street frontage, your brand will benefit from immediate, effortless local exposure. 2019 Columbus Avenue, Bay City
$175,000 South End Beauty! This home sits on nearly 1/2 acre and has been cared for by the same family for over 70 years! Many improvements to the property over the years include a massive 24 x 36 Garage with 10 foot overhang and side entry overhead door providing abundant storage and covered parking. A basement was added to the house in 1990 along with a new master bedroom and full bathroom. An updated deck and porch were also constructed to enjoy relaxation and comfort overlooking your large back yard. Central Air, vinyl siding and windows are also included. One look and you will fall in love with this house! 3 Beds ⋅ 2 Baths ⋅ 50211520 MLS South End Beauty! This home sits on nearly 1/2 acre and has been cared for by the same family for over 70 years! Many improvements to the property over the years include a massive 24 x 36 Garage with 10 foot overhang and side entry overhead door providing abundant storage and covered parking. A basement was added to the house in 1990 along with a new master bedroom and full bathroom. An updated deck and porch were also constructed to enjoy relaxation and comfort overlooking your large back yard. Central Air, vinyl siding and windows are also included. One look and you will fall in love with this house! 416 39th Street, Bay City
$175,000 Welcome to this beautifully updated 5-bedroom, 2-bath colonial offering over 2,000 square feet of comfortable living space! Situated on a corner lot, this spacious home blends timeless character with modern updates and flexible living areas perfect for a growing family. Step inside to find fresh paint, updated flooring installed within the last five years, and a stylish shaker-style kitchen complete with built-in microwave and dishwasher. Two full bathrooms provide convenience for busy households, including an upstairs bath featuring a walk-in shower. The versatile floor plan includes generously sized bedrooms, walk-in closets, an enclosed porch, and a full basement offering abundant storage or future finishing potential. Outside, enjoy the wraparound deck and private cedar-fenced area—ideal for entertaining, relaxing, or letting children and pets play safely. Additional updates include a brand-new furnace (2026), newer hot water heater, updated siding, and updated windows, giving buyers added peace of mind. Off-street parking provides space for multiple vehicles. With five bedrooms, two full baths, and thoughtful updates throughout, this move-in-ready home offers exceptional value and room to grow. Schedule your private showing today! BATVAI. 5 Beds ⋅ 2 Baths ⋅ 50211289 MLS Welcome to this beautifully updated 5-bedroom, 2-bath colonial offering over 2,000 square feet of comfortable living space! Situated on a corner lot, this spacious home blends timeless character with modern updates and flexible living areas perfect for a growing family. Step inside to find fresh paint, updated flooring installed within the last five years, and a stylish shaker-style kitchen complete with built-in microwave and dishwasher. Two full bathrooms provide convenience for busy households, including an upstairs bath featuring a walk-in shower. The versatile floor plan includes generously sized bedrooms, walk-in closets, an enclosed porch, and a full basement offering abundant storage or future finishing potential. Outside, enjoy the wraparound deck and private cedar-fenced area—ideal for entertaining, relaxing, or letting children and pets play safely. Additional updates include a brand-new furnace (2026), newer hot water heater, updated siding, and updated windows, giving buyers added peace of mind. Off-street parking provides space for multiple vehicles. With five bedrooms, two full baths, and thoughtful updates throughout, this move-in-ready home offers exceptional value and room to grow. Schedule your private showing today! BATVAI. 1424 N Trumbull Street, Bay City
$189,000 reat location in the heart of the Euclid commercial corridor with 50' of frontage. Six plus offices with a break room and two restrooms. Floor space is approximately 1,626 SF with a 1,144 SF basement. On-site parking in the front, north side and rear of the building for easy customer access with a ramp at the front entrance as well. 2025 annual taxes were $5,807. 2026 SEV is $156,850 or a total assessed value of $313,700. 2026 taxable value is $92,136 or $184,272. Great visibility and exposure on Euclid with a monument sign at the road. Please call Sandy at Commercial Equities 989-684-4800 for any questions or further details. 50211056 MLS reat location in the heart of the Euclid commercial corridor with 50' of frontage. Six plus offices with a break room and two restrooms. Floor space is approximately 1,626 SF with a 1,144 SF basement. On-site parking in the front, north side and rear of the building for easy customer access with a ramp at the front entrance as well. 2025 annual taxes were $5,807. 2026 SEV is $156,850 or a total assessed value of $313,700. 2026 taxable value is $92,136 or $184,272. Great visibility and exposure on Euclid with a monument sign at the road. Please call Sandy at Commercial Equities 989-684-4800 for any questions or further details. 612 N Euclid Avenue, Bay City
$159,900 Back on the market! The previous buyers got cold feet, which means this is your second chance to own a fantastic home! Whether you're looking for a place to call home or a great investment property, this one is definitely worth a look. This beautifully updated home has been improved from top to bottom, giving you quality, comfort, and peace of mind. Updates include new vinyl siding, a new roof, newer windows, new electrical from the mast throughout the home, a new furnace, new plumbing, and a new water heater. Inside, you'll love the remodeled kitchen and bathroom, new flooring, and a beautiful fireplace that makes the living space feel warm and inviting. Every update has been thoughtfully completed so the next owner can simply move in and enjoy. Step outside to the brand-new front porch or back deck—perfect for relaxing, entertaining, or enjoying your morning coffee. Located just a short walk from the Kawkawlin River and the Saginaw Bay area, you'll have easy access to everything this beautiful location has to offer. Sometimes things happen for a reason, and this opportunity is back! Don't miss your chance to see why this home won't last long. Schedule your showing today! 3 Beds ⋅ 1 Baths ⋅ 50210153 MLS Back on the market! The previous buyers got cold feet, which means this is your second chance to own a fantastic home! Whether you're looking for a place to call home or a great investment property, this one is definitely worth a look. This beautifully updated home has been improved from top to bottom, giving you quality, comfort, and peace of mind. Updates include new vinyl siding, a new roof, newer windows, new electrical from the mast throughout the home, a new furnace, new plumbing, and a new water heater. Inside, you'll love the remodeled kitchen and bathroom, new flooring, and a beautiful fireplace that makes the living space feel warm and inviting. Every update has been thoughtfully completed so the next owner can simply move in and enjoy. Step outside to the brand-new front porch or back deck—perfect for relaxing, entertaining, or enjoying your morning coffee. Located just a short walk from the Kawkawlin River and the Saginaw Bay area, you'll have easy access to everything this beautiful location has to offer. Sometimes things happen for a reason, and this opportunity is back! Don't miss your chance to see why this home won't last long. Schedule your showing today! 39 Spruce Ridge Drive, Bay City
$159,900 This two-story historic home on McKinley Avenue has been thoughtfully converted into a fully occupied duplex — and it's already doing the work for you. Unit 2 upstairs has been fully renovated and is currently leased. Unit 1 on the main floor is occupied and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to add value. Combined, the property brings in strong gross rents with a solid Net Operating Income — full details available in supplements. Each unit offers two bedrooms and one full bath, with a layout that gives both tenants a full floor to themselves. Shared access to the basement means laundry is covered, and the garage rounds out the amenities nicely. In back, there is room for 4 or more vehicles in the driveway, plus a fenced pet run, which is one of those little details that keeps good tenants around. 4 Beds ⋅ 2 Baths ⋅ 50209773 MLS This two-story historic home on McKinley Avenue has been thoughtfully converted into a fully occupied duplex — and it's already doing the work for you. Unit 2 upstairs has been fully renovated and is currently leased. Unit 1 on the main floor is occupied and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to add value. Combined, the property brings in strong gross rents with a solid Net Operating Income — full details available in supplements. Each unit offers two bedrooms and one full bath, with a layout that gives both tenants a full floor to themselves. Shared access to the basement means laundry is covered, and the garage rounds out the amenities nicely. In back, there is room for 4 or more vehicles in the driveway, plus a fenced pet run, which is one of those little details that keeps good tenants around. 1706 Mckinley Avenue, Bay City
$184,900 Welcome to this stunning fully remodeled home at 801 S Madison Ave — where classic character meets modern peace of mind. This spacious 4-bedroom home has been completely transformed from top to bottom with all major mechanical and cosmetic upgrades already done for you. Featuring a brand-new roof with a 15-year transferable warranty, brand-new windows throughout, a new furnace and all-new ductwork under warranty, new hot water tank, updated plumbing throughout the entire home, and a new electrical panel, this property delivers the confidence buyers are looking for. Step inside and enjoy fresh new carpet, updated flooring, completely new kitchen, and beautifully refreshed bathrooms featuring new toilets and modern finishes. Every detail has been thoughtfully updated to create a move-in-ready home with the feel of new construction while maintaining the charm and size of this classic Bay City property. The spacious layout offers approximately 1,888 square feet of living space with generous room sizes, a full basement, detached garage, and a desirable corner-lot location close to schools, parks, shopping, and downtown Bay City amenities. So if you're looking for your forever home this property stands out with high-ticket upgrades already completed. Move in with confidence knowing the expensive updates are done — just unpack and enjoy. Don't miss your opportunity to own this home. You won't find another one like this 4 Beds ⋅ 2 Baths ⋅ 50208616 MLS Welcome to this stunning fully remodeled home at 801 S Madison Ave — where classic character meets modern peace of mind. This spacious 4-bedroom home has been completely transformed from top to bottom with all major mechanical and cosmetic upgrades already done for you. Featuring a brand-new roof with a 15-year transferable warranty, brand-new windows throughout, a new furnace and all-new ductwork under warranty, new hot water tank, updated plumbing throughout the entire home, and a new electrical panel, this property delivers the confidence buyers are looking for. Step inside and enjoy fresh new carpet, updated flooring, completely new kitchen, and beautifully refreshed bathrooms featuring new toilets and modern finishes. Every detail has been thoughtfully updated to create a move-in-ready home with the feel of new construction while maintaining the charm and size of this classic Bay City property. The spacious layout offers approximately 1,888 square feet of living space with generous room sizes, a full basement, detached garage, and a desirable corner-lot location close to schools, parks, shopping, and downtown Bay City amenities. So if you're looking for your forever home this property stands out with high-ticket upgrades already completed. Move in with confidence knowing the expensive updates are done — just unpack and enjoy. Don't miss your opportunity to own this home. You won't find another one like this 801 S Madison Avenue, Bay City
$187,900 Step into timeless charm and character in this beautifully preserved historic 4-bedroom home in the heart of Bay City. Featuring stunning original woodwork, spacious living areas, abundant natural light, and classic architectural details throughout, this home perfectly blends historic elegance with everyday comfort. From the inviting front porch to the warm interior spaces, every room tells a story while offering the functionality you're looking for. 4 Beds ⋅ 2 Baths ⋅ 50208464 MLS Step into timeless charm and character in this beautifully preserved historic 4-bedroom home in the heart of Bay City. Featuring stunning original woodwork, spacious living areas, abundant natural light, and classic architectural details throughout, this home perfectly blends historic elegance with everyday comfort. From the inviting front porch to the warm interior spaces, every room tells a story while offering the functionality you're looking for. 1872 Mckinley Avenue, Bay City
$199,000 Prestigious Center Ave Commercial Buidings. Medical?, Attorney? Accounting Firm? The Possibilities are endless. High Volume of traffic for your New or Growing Business. Also included is 1413 Center. 09-160-022-352-010-00 1100 sq ft occupied attorney office. Lots of reserved Parking in the rear. Nicely updated and ready for your business. 50207853 MLS Prestigious Center Ave Commercial Buidings. Medical?, Attorney? Accounting Firm? The Possibilities are endless. High Volume of traffic for your New or Growing Business. Also included is 1413 Center. 09-160-022-352-010-00 1100 sq ft occupied attorney office. Lots of reserved Parking in the rear. Nicely updated and ready for your business. 1415 Center Avenue 1413 Center Ave, Bay City
$158,000 Tucked into Essexville, this brick ranch is just waiting for someone to make it their own. When you walk in, you’re greeted by a generously sized living room featuring a cozy gas fireplace. Straight through the living room, you’ll find the eat-in kitchen, while a hallway to the left leads seamlessly to three bedrooms and a full bath. Downstairs offers even more space with a finished basement complete with a bonus room and additional full bath. Outside, the fenced backyard and in-ground bromine pool create the perfect setting for summer entertaining. With a little TLC, this home has so much potential to truly shine. 3 Beds ⋅ 2 Baths ⋅ 50207845 MLS Tucked into Essexville, this brick ranch is just waiting for someone to make it their own. When you walk in, you’re greeted by a generously sized living room featuring a cozy gas fireplace. Straight through the living room, you’ll find the eat-in kitchen, while a hallway to the left leads seamlessly to three bedrooms and a full bath. Downstairs offers even more space with a finished basement complete with a bonus room and additional full bath. Outside, the fenced backyard and in-ground bromine pool create the perfect setting for summer entertaining. With a little TLC, this home has so much potential to truly shine. 1500 N Trumbull Street, Bay City
$199,900 A rare opportunity for housing development on the westside of Bay City, Michigan. This 6.76 acre parcel is zoned R-1 single-family residential and features 3 access points to enter making it an ideal location for the development for new housing. Frontage on Henry and Mosher. This land was formally an athletic field for St. Mary's Church. This parcel has the potential of 18-20 lots; a great opportunity to build new in the city! 50207250 MLS A rare opportunity for housing development on the westside of Bay City, Michigan. This 6.76 acre parcel is zoned R-1 single-family residential and features 3 access points to enter making it an ideal location for the development for new housing. Frontage on Henry and Mosher. This land was formally an athletic field for St. Mary's Church. This parcel has the potential of 18-20 lots; a great opportunity to build new in the city! 1301 N Henry Street, Bay City
$172,000 New construction in 2026! This 3 bedroom, 1 bath home offers the convenience of a brand-new home with everything completed for you. Enjoy a fresh, modern home with a functional layout, low maintenance finishes, and is close to shopping, dining, and highway access. All you need to do is move in and make it your own. This home will be completed around 5-22-26. Photos in this listing is an identical property at 308 High St. with a reverse floor plan. 3 Beds ⋅ 1 Baths ⋅ 50207234 MLS New construction in 2026! This 3 bedroom, 1 bath home offers the convenience of a brand-new home with everything completed for you. Enjoy a fresh, modern home with a functional layout, low maintenance finishes, and is close to shopping, dining, and highway access. All you need to do is move in and make it your own. This home will be completed around 5-22-26. Photos in this listing is an identical property at 308 High St. with a reverse floor plan. 220 S Sherman Street, Bay City