Bay City, MI Real Estate | Bay City, MI Homes between $200,000 and $250,000 for Sale

Meticulously maintained one-owner ranch in desirable Portsmouth Township on S. Lincoln! This beautifully cared for 3 bedroom & 2 full bathroom home offers an inviting layout with exceptional flow for both everyday living and entertaining. Thoughtful improvements throughout the home include a newer roof (2020), updated kitchen with Corian counters, two renovated full bathrooms, fresh paint, and updated flooring through much of the home. The spacious full basement includes a partially finished living area, providing additional space for a family room, recreation area, or home office. Additional amenities include a 2 car attached garage, forced air, central air, Generac backup system, and windows with built-in blinds. Step outside to the covered back patio and enjoy relaxing backyard views in a peaceful setting. This home is truly move in ready and offers low maintenance living!

310 S Lincoln Road, Bay City

$219,900

4 Beds ⋅ 3 Baths ⋅ 50216203 MLS

Welcome home to this move-in ready gem offering comfort, style, and unique features throughout! The spacious open kitchen flows seamlessly into the living areas, making it perfect for everyday living and entertaining. A stunning double-sided fireplace creates a warm, inviting atmosphere, serving both the living room and family room. Step outside to enjoy your own private, fully fenced backyard—ideal for pets, children, or relaxing with family and friends. Need extra space for your toys? The fenced yard also includes additional parking with room for a boat, trailer, or recreational vehicles. Recent updates provide added peace of mind, including a rubber roof (2017), new chimney crown (2020), fresh interior paint, new carpeting, and some electrical updates. With its thoughtful improvements, versatile outdoor space, and desirable move-in condition, this home is ready for its next owner to enjoy. Don’t miss your opportunity to make this well-maintained home yours—schedule your private showing today!

1014 22nd Street, Bay City

$202,900

2 Beds ⋅ 3 Baths ⋅ 50215821 MLS

This lovely designed, end Unit Condo, offers a unique floor plan that goes beyond the typical galley kitchen layout. The custom kitchen features a spacious island and cozy breakfast nook, making it perfect for everyday living. A built in desk/office area provides a convenient workspace and is cleverly tucked away where you might think it's a closet. The open concept living and dining area is highlighted by a charming gas log fireplace. The primary suite with private bath has carpeting and ceramic tile and a generous walk in closet. The 2nd bedroom is downstairs along with additional full bath, family room, L shaped utility room and more! Private paver patio, is your place to relax in summer or fall. Cable and Internet included in the HOA fee.

4870 Appletree Lane, Bay City

$249,900

4 Beds ⋅ 3 Baths ⋅ 50215534 MLS

Welcome home to this 4-bedroom brick ranch nestled in the desirable Monitor Township. This home boasts beautiful hardwood floors, built-ins, spacious living room and dining room, large kitchen, first-floor laundry, 1.5 car garage with an attached shed, large parially fenced in back yard with fire pit and a new above-ground pool, perfect for those hot summer days! The full basement provides plenty of space for storage, recreation room, theater, gym, or home office. Walking distance to Mackensen Elementary and close to I-75. Schedule your showing today!

5595 Noreen Drive, Bay City

$209,000

3 Beds ⋅ 2 Baths ⋅ 50215265 MLS

A beautiful 3 bedroom 1.5 bathroom Bangor Twp. remodel that’s ready for you! This home offers a complete new modern kitchen with updated cabinets, appliances, and countertops. Throughout you’ll find new vinyl plank flooring, fixtures, and fresh paint, plus the reinvented laundry and new 1/2 bath that has been designed for your convenance. The full bathroom boasts an excellent facelift with even more enhancements continuing to the windows, siding, furnace and a/c. You’ll just fall in love sitting on your new back deck within your fenced in yard among this peaceful neighborhood.

3121 Boy Scout Road, Bay City

$236,500

1 Beds ⋅ 2 Baths ⋅ 50215259 MLS

Enjoy comfortable, low-maintenance living in this well-appointed one-bedroom condo in the heart of Uptown! Features include: Partial views of the Saginaw River from your private balcony, sunny south-facing location that fills the home with natural light and a secure building entrance and dedicated secure parking with storage. Prime location—perfect for people-watching and enjoying all that Uptown has to offer If you are looking for a convenient urban lifestyle, this condo offers an excellent opportunity. Why rent when you can own? Make this charming Uptown condo your new home!

9 E Main #205 Street, Bay City

$244,900

2 Beds ⋅ 2 Baths ⋅ 50215169 MLS

This fabulous condo has it all! First floor living, featuring two spacious bedrooms and two full baths, first floor stackable laundry and an open floor plan, great for entertaining, The living room, dining room and updated kitchen opens to a 12x10 deck overlooking the 16th fairway of Bay Valley Golf Course. You are also steps away from your inground pool, restaurant and amenities. Many major updates including, sliding doors and windows 2024 & 2025, deck 2024, flooring, paint and window treatments in 2022, primary bedroom closet and basement 2026, bathrooms 2025 and furnace 2020. You will find extra living space in the lower level, featuring a great rec room! Conveniently located next to I 75 interchange. This beauty won't last long, move right in, there is nothing left to do but enjoy yourself! Association dues of $370 per month include Spectrum TV and Internet.

2353 Bay Woods Court, Bay City

$220,000

3 Beds ⋅ 2 Baths ⋅ 50214906 MLS

This beautifully maintained and meticulously updated home has everything you've been looking for and more. Conveniently located close to shopping centers with easy access to the highway, this Monitor township home is tucked away on a quiet low-traffic street with a cul-de-sac feel, and it is ready for it's next chapter. This bi-level home's efficient layout helps reduce utility costs while maximizing living space. The top level offers 3 spacious bedrooms, and a primary bathroom that features a dual vanity with a convenient storage closet for added functionality. The bottom level boasts an open concept kitchen containing ample cabinet space and stainless steel appliances, that blends naturally into the dining room, and the dining room flows seamlessly into the living room- where a built-in bookcase has been installed in recent years to serve as a practical storage solution. The main floor features a dedicated laundry space that opens into a convenient half-bath. The main floor also offers access to the attached garage, which is heated and complete with a counter-space and hand washing station- making this property perfect for hosting. The backyard provides an equally inviting setting with a newly installed concrete patio and mature trees that create an abundance of shade. The backyard is further enhanced by a privacy fence and thoughtfully placed landscaping. Come check this property out and schedule your private tour today.

2866 Strieter Drive, Bay City

$214,000

3 Beds ⋅ 2 Baths ⋅ 61009987 MLS

This beautifully updated home offers the perfect blend of modern upgrades and timeless charm! Major improvements completed approximately seven years ago include the roof, windows, furnace, central air conditioning, water heater, electrical wiring, and PEX plumbing, providing peace of mind for years to come. Inside, you'll find original hardwood floors throughout, elegant crown molding, and a beautifully remodeled kitchen completed just 1.5 years ago. A new attic staircase provides easy access to additional storage, while thoughtful design touches create a warm and inviting feel. Relax on the covered front porch with your morning coffee or unwind on the covered back porch while overlooking the spacious backyard. Situated on approximately 0.50 acres, the property features a detached two-car garage plus an additional garage with electricity, perfect for a workshop, hobby space, extra storage, or even a home gym. The fully fenced backyard is a gardener's dream, featuring a mini orchard with apple, pear, cherry, and plum trees, along with grapevines, raspberry bushes, and plenty of room to expand your garden, entertain, or simply enjoy the outdoors. Conveniently located near a boat launch for easy access to the Saginaw River, this home combines major updates, versatile outdoor space, and thoughtful details throughout. Don't miss your opportunity to make it yours!

1709 Michigan Avenue, Bay City

$249,900

4 Beds ⋅ 3 Baths ⋅ 61009986 MLS

Welcome home to this 4-bedroom brick ranch nestled in the desirable Monitor Township. This home boasts beautiful hardwood floors, built-ins, spacious living room and dining room, large kitchen, first-floor laundry, 1.5 car garage with an attached shed, large partially fenced in back yard with fire pit and a new above-ground pool, perfect for those hot summer days! The full basement provides plenty of space for storage, recreation room, theater, gym, or home office. Walking distance to Mackensen Elementary and close to I-75! Schedule your showing today!

5595 Noreen Drive, Bay City

$200,000

2 Beds ⋅ 3 Baths ⋅ 50214296 MLS

Easy living at Appletree Farms awaits in this 2-3 bedroom, 3 full bath condo! Offering an attached garage, newer walk-in tub & water heater, updated laminate flooring throughout, and all major appliances including a like new, dependable Speed Queen washer/dryer set! You're sure to appreciate sitting by the cozy fireplace or in the peaceful Florida room overlooking the peaceful, well manicured grounds! Close to shopping, services, schools & hospitals, this is definitely a fantastic condo in a high demand location!

4848 Appletree Lane, Bay City

$249,900

3 Beds ⋅ 3 Baths ⋅ 50214243 MLS

Approximately 1,400 square feet of this home was newly constructed in 2025, offering the perfect blend of modern living and original charm. The original portion of the home now leads to a beautiful primary suite featuring a tiled shower and elegant finishes. The spacious new family room is ideal for entertaining, with a sliding glass door that seamlessly connects the indoor and outdoor living! The kitchen was upgraded with tile back splash and stunning quartz countertops! With nearly 2,000 square feet of living space, this home offers 3 bedrooms, 2 full bathrooms, and a convenient half bath for guests. Enjoy the large fenced backyard with an expansive 20 x 16 composite deck, plus a 2-car attached garage with plenty of room for vehicles and storage.

3980 Patterson Road, Bay City

$215,000

3 Beds ⋅ 2 Baths ⋅ 61009572 MLS

If you are looking for a little piece of country with all the conveniences of the city, this home is the one for you. The home has been well maintained and cared for and offers many amenities. 1st fl master, 2 good size bedrooms on the 2nd fl and a 1/2 bath rm. The kitchen has been updated with corian counters, cabinets w/pull out drawers, lazy susan, plenty of cabinet space, and all appliances stay, including ref in bsmt. LR has a gas FP, there is a den off the LR that was used as an office, the rm sides to the master, you could enlarge the master bedroom and add a bath. There are extra storage areas in the bedrooms and all including the attic, have lights. The basement also has great space to work with to do whatever you want, the potential is limitless. There is an enclosed porch off the kitchen that looks out to the beautiful property. There is a shed that has electricity and a loft, there is another little shed that has not been used in years. Other amenities include newer windows, furnace & AC, whole house generator and the lawnmower stays with the home. Another important positive amenity is that it is in the Bangor school district. This home is truly a gem, seller loves the home, hates to have to leave it, but it is time for a new owner.

3792 Wheeler Road, Bay City

$204,900

3 Beds ⋅ 2 Baths ⋅ 50214177 MLS

Well-maintained bi-level home situated on one of the largest corner lots in the subdivision! This 3-bedroom home features a finished lower level with a spacious bonus room currently used as a 4th bedroom, offering flexible living space for a variety of needs. The full bathroom was remodeled just two years ago. All appliances are included, making this home move-in ready. Enjoy the fully fenced backyard—perfect for pets, entertaining, or relaxing outdoors. The attached garage provides convenience, along with an additional rock pad alongside the garage ideal for camper or trailer parking. Located in a desirable neighborhood with a great community feel, this home is just minutes from grocery stores, restaurants, and major highways, offering both comfort and convenience. A fantastic opportunity with space, updates, and a prime location. Listing agent has ownership interest in the property.

3157 Coventry Drive, Bay City

$247,900

3 Beds ⋅ 3 Baths ⋅ 50213956 MLS

Perfectly positioned in one of Bangor Township's most desirable locations, this well-maintained home is just minutes from the boat launch, within walking distance of Saginaw Bay, and less than a mile from the Rail Trail. Offering over three levels of living space, you'll find 3 bedrooms, 2.5 bathrooms, a spacious living room, cozy family room with a gas log fireplace, plus a finished rec room in the basement—plenty of room for everyone. The primary suite features a generous 9x6 walk-in closet and a private 3-piece bath. Over the past four years, the sellers have completed numerous updates including a new roof, kitchen countertops, sink, refrigerator, luxury vinyl plank flooring, fresh interior paint throughout, updated light fixtures, a beautifully renovated bathroom, and a new sump pump. Additional features include central air, vinyl replacement windows, city water, city sewer, natural gas, a finished 2-car attached garage, and a beautifully refinished 15x15 deck that's perfect for relaxing or entertaining. The seller currently pays $617 per year for flood insurance. Occupancy will be 10 days after the seller receives the occupancy permit on their new construction home, which is anticipated to be available by mid to late August. This is a fantastic opportunity to enjoy a move-in-ready home in an outstanding recreational location!

2916 Bangor Road, Bay City

$200,000

2 Beds ⋅ 2 Baths ⋅ 50213134 MLS

Welcome to Appletree Farms, one of Bay City's most desirable condo communities! This beautifully maintained 2-bedroom, 2-bath ranch condo offers 1,288 square feet of comfortable main-floor living with the perfect blend of space, functionality, and low-maintenance convenience. The open floor plan features a spacious living room with a cozy gas fireplace, vaulted ceilings, and an abundance of natural light. The kitchen features ample cabinetry, generous workspace, a breakfast bar, and an open layout that flow seamlessly into the dining and living areas. The spacious primary suite features a large walk-in closet and private en-suite bath, while a second bedroom and full bath provide comfortable accommodations for guests or a home office. Just off the living room, the inviting enclosed sunroom offers the perfect place to enjoy your morning coffee or unwind while overlooking the beautifully landscaped grounds. Enjoy carefree condo living in a quiet, well-established community conveniently located near shopping, dining, and all the amenities Bay City has to offer. Don't miss this opportunity to make Appletree Farms your next home!

4872 Appletree Lane, Bay City

$249,900

3 Beds ⋅ 3 Baths ⋅ 50212452 MLS

Welcome home to this beautifully updated Bay City gem! From the moment you arrive, you'll appreciate the outstanding curb appeal featuring newer vinyl siding, decorative stone accents, meticulous landscaping, and a welcoming exterior that truly stands out. Inside, you'll find quality craftsmanship throughout, including professionally installed new hardwood floors that add warmth and elegance to the home. The spacious layout offers comfortable living spaces filled with natural light and tasteful décor, making it truly move-in ready. The kitchen comes complete with newer appliances, allowing you to settle in and start enjoying your new home from day one. The finished basement provides valuable additional living space perfect for a family room, home office, fitness area, playroom, or entertaining guests. Outside, the impressive two-story garage offers exceptional storage, workspace potential, and room for hobbies. Every detail of this property has been thoughtfully maintained and updated, creating a home that combines style, comfort, and functionality. Nestled in a quiet neighborhood yet conveniently located near shopping, dining, schools, parks, and everyday amenities, this home offers the best of both worlds—peaceful living with easy access to everything Bay City has to offer. This is the kind of home buyers wait for—beautifully updated, impeccably maintained, and ready for its next chapter. Schedule your private showing today!

2107 10th Street, Bay City

$245,000

3 Beds ⋅ 2 Baths ⋅ 61003581 MLS

Beautifully updated condo overlooking the 16th fairway with stunning water views! This move-in-ready home features stunning hardwood floors on the entry level, newly installed carpet on the 2nd level, a private patio, and a spacious open feel throughout. The remodeled kitchen offers new soft-close cabinetry and stainless steel Whirlpool appliances. The fully finished basement boasts durable epoxy flooring, providing additional living and entertaining space. A 10' x 10' utility room offers excellent storage or potential for expanded living space. Enjoy peaceful golf course and water views from this exceptional Bay City condo!

2327 Bay Woods Court, Bay City

$229,800

3 Beds ⋅ 2 Baths ⋅ 50211836 MLS

Inviting and well kept Brick Ranch home in Hampton Township on nearly .50 acre lot. Convenient location near schools and shopping. Hardwood floors though out the home plus fresh paint and newer carpet. Full basement is partially finished with a family room and fireplace plus a bar area complete with pool table. Roof is brand new in June 2026. Newer furnace and some updated plumbing. Large fenced back yard plus a shed for all of your outdoor equipment.

1974 W Youngs Ditch Road, Bay City

$247,900

3 Beds ⋅ 1 Baths ⋅ 50211831 MLS

Monitor Township 3 bedroom brick ranch home with full finished basement, garage and over 5 acres of property! This is NOT an "easy to find" property in this area. Features of this home include updates throughout including windows, roof, and flooring. Set your showing today so you can experience this property for yourself.

4645 S 3 Mile Road, Bay City

$214,900

3 Beds ⋅ 2 Baths ⋅ 50209780 MLS

Welcome home to this classic, solid brick three-bedroom ranch, perfectly situated in a quiet and beautifully maintained neighborhood near Handy Middle School. Offering exceptional peace of mind, the home features a newer roof and mostly newer windows, ensuring years of low-maintenance living. Inside, beautiful original hardwood flooring flows through the majority of the home, leading into the kitchen and bathroom, which both offer brand-new vinyl flooring. Designed with accessibility in mind, the bathroom also includes an updated handicap-accessible shower. Off the back of the garage, the living space extends into a bright and airy sunroom, the perfect spot to relax while overlooking your private, fully fenced backyard and beautifully landscaped grounds. Refrigerator, Stove, Washer, Dryer, and a large mirror in the dining room to remain. Additional washer and dryer hook-up located in the basement.

512 Handy Drive, Bay City

$225,900

3 Beds ⋅ 2 Baths ⋅ 50207864 MLS

Step inside to this charming brick ranch in Portsmouth Twp, situated on over half an acre. This 3 bedroom, 1.5 bathroom home offers the perfect blend of updates, space, and functionality. Inside, you'll find beautiful hardwood floors spanning throughout the main level, a newly updated kitchen that features marble countertops, stylish tile backsplash, tile flooring, and modern finishes with all appliances to stay for added convenience. The home also features a completely renovated full bathroom, all new blinds and fresh paint throughout, giving every room a fresh and updated feel. The basement provides a half bathroom, additional space for storage, hobbies, or future finishing potential. Outside, enjoy the spacious backyard with a fully fenced in section, two storage sheds, and a pergola with electricity already installed, perfect for entertaining or relaxing evenings at home. The property also features a 2-car detached garage. This home is move-in ready with tasteful updates, close to town convenience, and room to enjoy the outdoors. Call to schedule your tour today!

2720 22nd Street, Bay City

$219,900

50206897 MLS

Turnkey mixed-use opportunity in the heart of Bay City—perfect for investors seeking strong monthly cash flow or owner-occupants who want their business space paid for by tenants. This 4-unit property features two residential apartments and two commercial storefronts. The upper residential unit is a 2 bed, 1bathcurrently rented at $1,100/month and has been updated with new flooring and fresh paint. The lower residential unit is a 1 bed, 1 bath rented at $500/month to a long-term, reliable tenant. Both provide immediate, stable income from day one. The two commercial units—a salon and an office—are vacant and ready for occupancy or lease. Each has been recently refreshed with new flooring and fresh paint and could easily rent for around $1,000 per month each. For investors, this is a clear path to strong cash flow with upside as you bring the commercial spaces online. For owner-occupants, this is the ideal “house hack” on a commercial scale: operate your business in the salon or office and let the other three units cover your mortgage and expenses—potentially giving you a space for your business for free. Whether your goal is steady income, long-term appreciation, or a live/work setup that pays for itself, this property offers flexibility, upside, and immediate returns. Do not disturb residential tenants. To schedule a showing for residential units please contact listing agent directly.

1241 Michigan Avenue, Bay City

$205,000

60990405 MLS

Seize this incredible investment opportunity in a prime location! This commercial building is already underway with renovations started - saving you time and giving you a head start on bringing your vision to life. Designed with flexibility in mind, the space can be adapted for a variety of uses including retail, office, restaurant, or service-based business. Finish it to your specifications and create something truly unique in a high-visibility area. Adding even more value, the property includes two attached 1-bedroom, 1-bath apartments - perfect for generating rental income, housing staff, or offering live/work convenience. A large parking area provides added convenience for customers, tenants, and employees alike - an essential feature for any successful business. With major potential, multiple income streams, and a sought-after location, this is a rare chance to invest, customize, and profit. Schedule your showing today and imagine the possibilities! Why not own the Entire corner? 315 S Catherine ($100,000), 310 S Henry (90,000) and 316 S Henry ($205,000), Make an Offer!

316 S Henry Street, Bay City

$229,900

3 Beds ⋅ 2 Baths ⋅ 50204762 MLS

Welcome home to this charming ranch in Monitor Township! This 3-bedroom, 2-bath gem offers comfortable, easy living with a full basement ready for your personal touch. Enjoy peace of mind with a brand new roof and central air in 2025, and first floor laundry. There is plenty of room to host guests inside in the large kitchen and family room. Step outside to a fully fenced backyard, perfect for entertaining, pets, or relaxing evenings. A perfect blend of updates and cozy charm, and close to I-75, Saginaw and Bay City. Call to schedule your showing today.

2985 Continental Drive, Bay City

$231,900

3 Beds ⋅ 2 Baths ⋅ 50198310 MLS

Bangor Township beauty with a view of the Kawkawlin River. This 3 bedroom 1.5 bath ranch is ready for its new owners. Plenty of room to roam on a huge private 96x300 lot including a heated 24x28 out building with new insulation, drywall, flooring and wall furnace. Large overhang perfect for entertaining. New pellet burning stove to keep the home toasty on those cold winter days. New recess lighting throughout. New gutters. Just a few final touches needed and this one one will be spectacular. Call today for your private showing!

3626 Kawkawlin River Drive, Bay City

$210,000

50197027 MLS

Prime Commercial Opportunity on Two Mile Road Position your next business venture on this 3.01-acre commercial parcel located at 2469 Two Mile Road, directly across from the river in a highly visible corridor. The lot is nearly a perfect square, offering flexible layout options for a wide range of commercial uses. The front portion of the property features approximately $30,000 worth of sand fill, saving time and cost as you plan your build. Midway back, you’ll find a small asphalt pad, ideal for staging, parking, or interim use. The rear half of the property is wooded, providing privacy, natural buffer, or future development potential. Utilities are ready to go with water and electric available at the road, making this site even more build-friendly. Zoned commercial marked light industrial, this property is well-suited for contractors, storage, service businesses, or investors looking for land with immediate upside. Asking Price: $210,000 The seller is motivated and eager to move, making this a strong opportunity for buyers ready to act. Take a drive, walk the land, and imagine the possibilities. Schedule your tour today.

2469 2 Mile Road, Bay City

$229,900

3 Beds ⋅ 2 Baths ⋅ 50195755 MLS

** Motivated Seller! ** Welcome to 1870 Morin Street, a solid 1956 brick ranch offering 1,352 sq ft of comfortable, move-in ready living space. This well-cared-for home features 3 bedrooms, 1 full bath, and 1 half bath, with brand-new paint and flooring throughout, giving it a fresh and modern feel. The inviting living room centers around a charming fireplace, creating a warm gathering space for family and friends. An enclosed patio room provides extra flex space—perfect for relaxing, entertaining, or enjoying morning coffee overlooking the spacious backyard. Additional highlights include a 2-car garage, convenient main level layout, and a quiet residential setting with excellent curb appeal. If you are looking for a home with timeless quality, this brick ranch is ready to welcome its next owner.

1870 Morin Street, Bay City

$224,900

50169002 MLS

Experience the potential of 2,500 sq. ft. of retail commercial space in the vibrant downtown Bay City area. Updated HVAC systems, exposed 12 ft ceilings. This property features a parking lot located behind it at 415 Adams, offering a generous total lot size of 200 feet deep by 50 feet wide. Located near City Hall, Starbucks and the new Pita Way, this is an opportunity waiting to be seized.

412 Washington Avenue 415 Adams, Bay City

Bay City, MI Homes between $200,000 and $250,000 for Sale

Newest Bay City, MI Homes between $200,000 and $250,000 for Sale

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