Bay County, MI Real Estate Search

Bay County, MI Homes between $400,000 and $450,000 for Sale

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Newest Bay County, MI Homes between $400,000 and $450,000 for Sale

$424,900
3 Beds ⋅ 2 Baths ⋅ 50216101 MLS
Experience waterfront living in this beautifully maintained, one owner home featuring 3 bedrooms , 2 bathrooms, and over 100 feet of river frontage. Lovingly cared for throughout the years, this property is ready for its next chapter. The primary bedroom offers stunning views and features a charming loft overlooking the river. Outside you'll find beautifully landscaped yard, and inviting patio for relaxing or entertaining, an attached garage, a detached two car garage, and a storage shed, providing plenty of room for vehicles, toys, and storage. Whether you're enjoying your morning coffee overlooking the water or spending evenings by the river, this home offers a rare opportunity to own a peaceful waterfront retreat with space, fuctionality, and unforgettable views. Call for your showing today!

3554 Miller Road, Bay City
$445,000
4 Beds ⋅ 3 Baths ⋅ 50215799 MLS
Welcome to 1445 Wallinda Dr, a beautifully designed 4-bedroom, 2.5-bath home located in the highly desirable Wallinda subdivision of Essexville. Offering approximately 2,200 square feet, this two-story home features a functional and inviting open-concept layout ideal for both everyday living and entertaining. The main floor boasts a spacious great room that flows seamlessly into the kitchen and dining area, along with a versatile flex room perfect for a home office, playroom, or additional living space. A convenient main-floor laundry and half bath add to the home’s practicality. Upstairs, you’ll find a generous primary suite complete with a private bath and walk-in closet, along with three additional well-sized bedrooms and a full bathroom. The full basement provides excellent potential for future finishing, offering additional living space and storage options. Situated on a large lot in a growing neighborhood with newer homes, this property also enjoys close proximity to Bay County Golf Course, schools, and local amenities.

1445 Wallinda Street, Essexville
$419,000
4 Beds ⋅ 3 Baths ⋅ 50215766 MLS
Welcome to 1586 Saint Marys Court in Essexville! This spacious 4-bedroom, 3-bath home sits on a beautiful half-acre lot with a large yard offering plenty of room to relax, entertain, garden, or play. Inside, you’ll find beautiful cherry wood floors and an open kitchen featuring Lloyd's custom cabinents and quartz countertops creating a warm, inviting space for everyday living and gatherings. The large basement provides abundant storage and additional possibilities, while the attached 2-car garage adds convenience. With generous living space inside and an impressive yard outside, this home has so much to offer. Call today for your private showing!

1586 St. Marys Court, Essexville
$429,900
5 Beds ⋅ 4 Baths ⋅ 50214991 MLS
Looking for a spacious home in the perfect location? This is it! Updated 5 bedroom, 3.5 bath ranch with over 2700 SF at the end of a cul-de-sac in Bangor Township on over half an acre. Two of the spacious bedrooms have private bathrooms. The primary suite includes a doorwall with access to the backyard and inground pool, 2 large closets, and a private bathroom with 2 separate vanities, a walk in shower, and separate soaking tub. Updated kitchen with granite counters, 60 inch island, stainless appliances, and pantry opens up to the family room (currently being used as a dining/sitting room) perfect for entertaining. Other features include a cozy living room with natural fireplace, first floor laundry and powder room, basement, attached garage with electricity, 16 x 32 inground pool, 2 sheds, and fenced backyard. Situated on a .51 acre lot with mature trees just minutes from restaurants and shopping. Seller is a licensed Agent.

4108 Allen Court, Bay City
$419,900
3 Beds ⋅ 2 Baths ⋅ 50214672 MLS
Experience the quality and craftsmanship that set Cobblestone apart in this beautifully designed 1,755 sq. ft. ranch offering 3 bedrooms, 2 full baths, a flexible bonus room, and a 2-car garage. The thoughtfully designed open-concept floor plan features a desirable split-bedroom layout, creating the perfect balance of privacy and entertaining space. Oversized black Andersen 100 Series windows flood the home with natural light, while 9-foot ceilings create a bright, spacious feel throughout. Built with Cobblestone premium high-performance construction package, this home includes spray foam insulation, advanced energy-efficient systems, and Energy Star certification to provide year-round comfort, healthier indoor air quality, and lower utility costs. The kitchen is designed to impress with slow close cabinetry, quartz countertops, a spacious island, and a walk-in pantry. The private primary suite offers a luxurious retreat with a custom tiled shower, dual vanities, and a generous walk-in closet. The bonus room provides the flexibility for a home office, playroom, or guest space. Every Cobblestone Home is built with exceptional attention to detail, premium materials, and lasting value, making this home a place you'll enjoy for years to come. Modern twin-home condominiums welcome you to Millpond Meadows, Cobblestone’s newest low-maintenance community just west of Bay City. Located just minutes from I-75, this convenient location provides quick access to everything the Great Lakes Bay Region has to offer, including shopping, dining, healthcare, and recreation. Millpond Meadows was designed for homeowners who value simplicity, comfort, and quality. Whether you’re starting fresh, downsizing, or simply ready for a more relaxed way of living, this community offers the freedom to lock and leave while enjoying the benefits of homeownership. A new home. A new lifestyle. A better way to live. Give up the maintenance and gain so much more at Millpond Meadows.

2944 Mill Pond Drive, Bay City
$428,000
4 Beds ⋅ 3 Baths ⋅ 50211275 MLS
Back on market, don't miss you second chance! (previous buyer was contingent on home sale that didn't work out). Monitor Township Must-See! If you've ever dreamed of living in a park-like setting, this is the home for you! Beautifully maintained and full of charm, this 4-bedroom, 2.5-bath home offers the perfect blend of space, comfort, and thoughtful updates. Step inside to find a spacious and functional main floor featuring premium finishes throughout. The stunning family room addition, completed just 5 years ago, creates the perfect place to gather, relax, and enjoy beautiful views of the backyard. You'll also love the convenience of a first-floor primary suite and main-floor laundry. Upstairs, you'll find three additional generously sized bedrooms and a full bathroom, providing plenty of room for family and guests. The basement offers even more possibilities with a partially finished recreation area, abundant storage, and existing plumbing and an egress window—making it easy to add another bedroom, half bath, or both in the future. Outside, the meticulously maintained landscaping and fully fenced backyard create your own private retreat. As an added bonus, you'll find established strawberries and asparagus already growing for you to enjoy! For additional peace of mind, this home has been professionally pre-inspected by 4Site Inspections. This is a home that has been truly loved and cared for—and it shows. Schedule your private showing today and experience it for yourself!

5375 Jillian Drive, Bay City
$429,900
2 Beds ⋅ 2 Baths ⋅ 61000946 MLS
Discover your private 13-acre retreat featuring a beautifully updated log home with a fully renovated hickory-cabinet kitchen with granite counters, tile backsplash, newer appliances, and updated lighting and carpeting. The living area is anchored by a striking gas fireplace with a granite hearth and wood mantel, while both full baths offer custom tile, granite-topped vanities, a jetted tub, and a dualhead tile shower. Additional updates include hickory flooring in the primary bedroom, new exterior doors, a newer roof (2016), closed cell spray foam insulation, and a large deck overlooking the wooded backyard. The impressive 95' x 50' pole barn features 14' ceilings, 6" insulated concrete floors, 600-amp service, in-floor heat, running water, separate septic, a floor drain, camera system, a 15' overhead door, a heated/insulated workshop, and a spacious cold-storage area. Outdoor amenities include a nearly half-acre, 40-ft-deep swimmable pond with a sandy beach, zip line, and aeration pumps, along with mature hardwoods, fruit trees, scenic trails, and excellent hunting grounds. Located just 10 minutes from Saginaw Bay/Lake Huron beaches and boat launches and offering quick access to I-75, US-23, and M-13, this property is ideal as a year-round residence, weekend escape, hobby farm, or business opportunity.

5432 N 7 Mile Road, Pinconning
$429,900
4 Beds ⋅ 4 Baths ⋅ 50210537 MLS
Unique opportunity in Bangor Twp. This 4 bedroom, 2 full bath, 2 half bath home with 2 1/2 garage and full basement also has almost 90' of Lagoon frontage for all the boat enthusiasts! This over 2500 Sq.Ft. home features great floor plan with 1st floor primary bedroom w/en-suite, massive deck for enjoying the area, central air, Generac generator and updates throughout!

141 Bay Shore Drive, Bay City
$424,900
2 Beds ⋅ 2 Baths ⋅ 50209389 MLS
Exceptional new value at 609 Breaker Cove Drive! A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz countertops, a custom deep-basin composite island sink, custom hood fan design, and premium appliances including a Whirlpool gas range, French door refrigerator with water & ice dispenser, KitchenAid quiet dishwasher, and Maytag gas dryer. Stunning custom shiplap elevates the living room ceiling with beam, kitchen, dining area, sunroom, and both bedrooms, a designer upgrade you'll notice in every room. Soaring 10-foot ceilings and an open floor plan connect living, dining, and kitchen spaces. Recessed dimmable lighting throughout, fully wired cable & internet outlets in every room with 2 living room locations, and an attic-mounted HD TV antenna deliver move-in-ready convenience with no cable bill required. The primary suite offers a walk-in closet with custom shelving and mirrored sliding door, dual-sink vanity, walk-in shower, and a thermostat-controlled heated porcelain floor — a true spa experience. The sunroom with glass sliding doors opens to a private concrete patio. A custom stone fireplace with wood mantle and shiplap to ceiling creates a stunning living room focal point. Additional standout upgrades: Carrier High Efficiency HVAC with 10-year warranty, AO Smith 80-gallon water heater, furnace-mounted humidifier, triple deadbolt steel frame entry doors, custom epoxy garage floor, custom sunroom and window blinds throughout, custom garage entry cubbie landing area, sound insulation in all interior walls, Petoskey Stone drawer & door pulls, vinyl plank flooring, and porcelain tile in the master bath and walk-in closet. Oversized 2-car garage features Lift Master opener with 4 controllers, attic storage with pull-down ladder, epoxy floor, and two added 110V outlets. Walk-in laundry room and walk-in hallway storage closet complete the package. The Breaker Cove South Condominium Cobblestone Development is located and accessible along the Saginaw River providing a paved walkway and bike path to Bay City's Uptown and Downtown. Steps from a Saginaw River gazebo walkway to Uptown and Downtown Bay City. A rare turnkey opportunity, schedule your showing today!

609 Breaker Cove Drive, Bay City
$450,000
8 Beds ⋅ 6 Baths ⋅ 50208832 MLS
Renovated historic charm. New roof. Prime location. Maximize your portfolio with this historic five-unit mansion conversion, perfectly positioned near Bay City’s Center Avenue Historic District and vibrant downtown entertainment. All the heavy lifting has already been done for you, highlighted by a new roof. Recent interior renovations meticulously enhance the property’s vintage architectural charm while introducing premium modern comforts. This turnkey asset offers exceptional revenue flexibility with multiple income streams, anchored by an upscale, 2,000-square-foot first-floor unit that is optimized for high-margin short-term rental use (Airbnb/VRBO) or owner-occupancy. Balanced by steady rental income from the remaining units, the property effortlessly capitalizes on year-round local demand driven by riverfront festivals, summer tourism, and traveling professionals. Character-rich, updated, and highly adaptable, this unique investment is completely ready for its next chapter.

701 N Lincoln Street, Bay City
$450,000
8 Beds ⋅ 6 Baths ⋅ 50208833 MLS
Renovated historic charm. New roof. Prime location. Maximize your portfolio with this historic five-unit mansion conversion, perfectly positioned near Bay City’s Center Avenue Historic District and vibrant downtown entertainment. All the heavy lifting has already been done for you, highlighted by a new roof. Recent interior renovations meticulously enhance the property’s vintage architectural charm while introducing premium modern comforts. This turnkey asset offers exceptional revenue flexibility with multiple income streams, anchored by an upscale, 2,000-square-foot first-floor unit that is optimized for high-margin short-term rental use (Airbnb/VRBO) or owner-occupancy. Balanced by steady rental income from the remaining units, the property effortlessly capitalizes on year-round local demand driven by riverfront festivals, summer tourism, and traveling professionals. Character-rich, updated, and highly adaptable, this unique investment is completely ready for its next chapter.

701 N Lincoln Street, Bay City
$424,900
2 Beds ⋅ 2 Baths ⋅ 50207950 MLS
Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking, and access to upscale community amenities, including a fitness center, a gathering space, kitchen, and a library. Enjoy easy access to downtown dining, entertainment, festivals, and waterfront attractions while embracing the convenience and security of refined condominium living.

1111 N Water Street Unit 111, Bay City
$449,000
4 Beds ⋅ 4 Baths ⋅ 50207741 MLS
Experience timeless elegance in this extraordinary 4,219 sq ft family residence, originally designed in 1908 by acclaimed architect Albert Kahn. Once serving as a carriage house for a grand estate, this remarkable home is tucked away on a quiet cul-de-sac in Bay City’s sought-after Carroll Park neighborhood, offering an exceptional blend of historic significance and modern luxury. This one-of-a-kind property features 4 bedrooms and 3.5 bathrooms, thoughtfully restored and updated while preserving its distinctive architectural character. Original hardwood floors, heated tile and granite flooring, and three fireplaces create warmth and sophistication throughout the home. A stunning 5 inch thick custom barn door on the second level adds both charm and privacy. The beautifully appointed kitchen is designed for both everyday living and entertaining, showcasing custom pecan cabinetry, granite countertops, stainless steel appliances, and a cozy fireplace. The elegant dining room features an entire wall of built-in cabinetry, while the expansive deck overlooks a private, professionally landscaped backyard perfect for relaxing or hosting guests. Rich in history, the oversized attached garage was once home to the property’s original carriage bays and horse stalls, now thoughtfully adapted for modern convenience while maintaining its authentic character. A serene courtyard enclosed by a privacy wall includes a charming working hand-pump well, creating a peaceful outdoor retreat. Nestled on a beautifully landscaped .36 acre lot, this historic gem offers a rare chance to own a truly unique property where architectural heritage meets contemporary comfort - and your very own piece of Bay City history! #MAKEITHAPPEN

105 Parkwood Court, Bay City
$425,000
50207617 MLS
Exceptional mixed-use/commercial opportunity in the heart of Bay City featuring over 5,000+ square feet of potential across multiple levels. The main floor is currently configured as professional office space and offers approximately 1,401 square feet of finished area, complete with a full bath, half bath, and laundry area, making it ideal for continued commercial use or future live/work flexibility. The second floor spans an additional 1,681 square feet and has been fully gutted, presenting a blank canvas for redevelopment. Current owners originally intended to create a stunning residential living space and even commissioned architectural plans for the build-out, offering incredible upside for investors, entrepreneurs, or mixed-use visionaries. A standout feature of the property is the finished third-floor cupola/bourbon bar area - a unique and inviting space with direct roof access and the potential for an incredible rooftop patio or deck overlooking the city. Additional highlights include all new windows throughout the building, a new roof, and a full unfinished basement providing an additional 1,681 square feet for storage or utility use. Rare opportunity to own a character-filled building with significant redevelopment potential in a growing downtown corridor.

108 S Linn Street, Bay City
$449,900
4 Beds ⋅ 3 Baths ⋅ 50205574 MLS
Space to breathe. Room to Grow! Tucked among mature trees on 2.3 beautifully maintained acres, this custom built home offers the perfect blend of privacy, comfort, and convenience. From the moment you arrive, the winding walkway, welcoming front porch, and peaceful setting create a feeling that's hard to find. Inside, more that 3100 sq ft of thoughtfully designed living space provides room for everything that matters. Hosting holiday, gathering with family, working from home, or simply enjoying the quiet evenings surrounded by nature. The main floor primary suite offers everyday convenience, while spacious living areas and flexible bonus space make this home as functional as it is inviting. Step outside to your private backyard retreat. Imagine morning coffee on the expansive deck, evening relaxing in the hot tub under the stars, summer barbecues with friends, or watching the change from the comfort of your own backyard. There's room to garden, play and entertain. The impressive pole bard provides storage for boats, rec vehicles, equipment, or hobbies, making this property ideal with space and versatility. Located just minutes from the Saginaw Bay, marinas, fishing, golf, outdoor recreation, you'll enjoy all of it. Call to schedule your showing today!

5605 N Shore Road, Pinconning
$440,000
50200182 MLS
Beautiful brick church in outstanding condition! Spacious sanctuary with abundant natural light, comfortable seating, beautiful stained glass, a sound system and new carpet. The fellowship hall, with fully equipped kitchen, is suitable for events, meetings, or classes. There are additional offices, flexible-use rooms, and garage all in excellent condition. All systems are well-maintained and there is ample on site parking. Perfect for an active congregation, community center, or adaptive reuse project. Move-in ready and built to last.

510 Fremont Avenue, Bay City
$409,900
50193644 MLS
61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $334,900 single story, $405,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

61 Cove Drive, Bay City
$425,000
8 Beds ⋅ 4 Baths ⋅ 50189995 MLS
Investor Opportunity with Immediate Income Purpose-built brick garden-style 4-unit offering stable cash flow and long-term investment potential. Approximately 3,132 sq. ft. with four spacious 2-bedroom, 1-bath units. Each unit offers approximately 783 sq. ft. of living space plus a full basement with washer/dryer hookups. Utilities are separately metered and tenant-paid. Taxes and insurance are approximately $5,500/year. Gross rental income is approximately $48,000/year. Convenient Bay City location near hospital, schools, shopping and restaurants. Rare opportunity for investors seeking stable cash flow, low operating expenses, and long-term upside.

2311 22nd Street, Bay City
$439,900
50155517 MLS
Looking to grow your business or add an income stream? This 11,552 sq. ft. warehouse on 2.91 acres offers endless potential! One side features 16’ doors — ideal for boat or RV storage, with the river just minutes away. The attached, heated space includes offices and a breakroom, with another 16' door ready to support your next big move — whether that’s expansion, investment, or a brand-new venture. Opportunity is knocking — come see it for yourself! -Close to railroad tracks, river, James Clements airport, and minutes from I-75 -2 offices & a breakroom area -Hoist track -City water available at the road -LAND CONTRACT TERMS AVAILABLE!

683 River Road, Bay City
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