Saginaw, MI Real Estate Search

Saginaw, MI Waterfront Homes for Sale

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Newest Saginaw, MI Waterfront Homes for Sale

2535 Midland Road, Saginaw
$174,900
3 Beds ⋅ 2 Baths ⋅ 50225504 MLS
Find serene river views at this charming one-story home, nestled on 1.7 wooded acres along the picturesque Tittabawassee River. Enjoy a walking trail through the woods to the river. Inside, a newer oak kitchen comes equipped with all appliances. Primary suite can be used as family room or third bedroom. Huge main floor laundry room/mud room adds convenience. Covered front porch and patio plus back deck offer outdoor relaxation. Attached garage plus oversized detached garage. Many updates include newer gutters (2025), roof (2022), furnace (2024), water heater (2025), and cement pad (2025, $20,000). Sump pump/crawlspace encapsulation in 2024. Septic pumped in 2024. Vinyl windows and vinyl siding. Lot line is gravel drive. Motivated seller!

2535 Midland Road, Saginaw
1944 E Lake Circle Drive, Saginaw
$514,900
3 Beds ⋅ 4 Baths ⋅ 50224066 MLS
Welcome to Lake Cecil! The main floor features generous living areas, kitchen, laundry, 2 bedrooms, and seamless flow to outdoor entertaining spaces framed by beautifully maintained landscaping. The second floor offers an open loft area, a primary suite that is a true retreat with a spacious bathroom, walk-in closets, and a private balcony. The fully finished basement adds versatile square footage—perfect for a media room, gym, playroom, or guest suite. Additional highlights include a built-in stand-up tanner for at-home convenience and a whole-house generator for reliable backup power. Park with ease in the attached three-car garage and enjoy the peaceful views of Lake Cecil from every room in the house.

1944 E Lake Circle Drive, Saginaw
21645 Swan Creek Road, Merrill
$325,000
3 Beds ⋅ 2 Baths ⋅ 50218721 MLS
Set on acreage surrounded by woods, this unique property offers an incredible outdoor lifestyle with a pool, shared pond, and beautifully designed paver patio complete with a retaining wall, fireplace, and dedicated entertaining space. The pond access is a standout feature, with plenty of fish and a long list of memorable catches to prove it. Inside, the home is warm, inviting, and surprisingly cozy. The kitchen opens to the family room, which flows beautifully into a 3-season room with cedar ceilings and views of the surrounding property. A formal living room, 3 bedrooms, 2 full baths, and first-floor laundry round out the main living spaces. Recent updates include a newer roof within the last 3 years and a new fence. But the real draw is outside— plenty of space to entertain, relax, and enjoy the privacy of your own acreage. A property like this doesn't come around often—private, playful, polished, and designed for enjoying the outdoors in style.

21645 Swan Creek Road, Merrill
lot 2 Swan Creek Road, Hemlock
$99,999
50217714 MLS
Must See to Appreciate: Stunning, Secluded 5.9-Acre Waterfront Property on Whisper Lake – Hemlock, MI Experience the perfect blend of tranquility, natural beauty, and convenience with this exceptional 5.9-acre waterfront property on peaceful Whisper Lake. This rare piece of paradise offers privacy and breathtaking views, making it an ideal spot to build your dream home, vacation retreat, or simply enjoy nature. Key Features: Expansive 5.9 acres of lush, wooded land with private lakefront access Secluded and quiet setting, surrounded by nature’s beauty Prime waterfront location on Whisper Lake, perfect for boating, fishing, and water sports Conveniently located near schools, shopping centers, and a variety of restaurants Close to outdoor recreation opportunities including hunting, hiking, and trails Easy access to local amenities while enjoying the peaceful lakeside lifestyle Whether you're looking for a full-time residence or a weekend getaway, this property offers endless possibilities to create your perfect sanctuary. Don’t miss out on this rare opportunity to own a spacious, private waterfront oasis in Hemlock. Schedule your visit today and see for yourself why this property is truly one of a kind! Don’t wait—properties like this don’t come around often. Contact me today to schedule a private tour or to get more information about this exceptional 5.9-acre waterfront property on Whisper Lake in Hemlock. Let’s start turning your dream into reality!

lot 2 Swan Creek Road, Hemlock
1180 N River Road, Saginaw
$349,900
4 Beds ⋅ 3 Baths ⋅ 50215286 MLS
**PRICE REDUCED** Check out 1180 N River Road! Nestled on an expansive and rare 3.78-acre lot in the highly sought-after Thomas Township/Swan Valley school district. This classic 1941 brick home perfectly blends timeless character with incredible space. Inside, you will find a generous layout offering over 2,400 square feet of living space, including three full bathrooms and a partially finished basement that provides excellent potential for extra recreation or storage. The true standout of this property is the remarkable acreage. Whether you dream of creating a private backyard oasis, need room for massive gardens, or simply want to enjoy the peaceful, country-like privacy just minutes from local schools and conveniences, this sprawling lot delivers endless possibilities. With solid brick construction, great bones, and room to grow inside and out, this unique property is ready for you to move right in and start making it your own slice of heaven.

1180 N River Road, Saginaw
380 S Main Street, Freeland
$299,900
3 Beds ⋅ 2 Baths ⋅ 50215222 MLS
*PRICE DROP!*Timeless charm on Main Street!** Ideally located in the heart of Freeland between Austin's Flowers & Gifts and Applewood Plaza, this unique Liberty home offers endless possibilities. Featuring 3 bedrooms, 2 full baths, a 1.5-car garage with additional parking, and situated on just over a half-acre with frontage on the Tittabawassee River, this property combines character, space, and a prime location. Inside, you'll appreciate the original craftsmanship along with numerous recent updates, including new paint, wood flooring, tile flooring, carpet, granite kitchen countertops, refreshed kitchen cabinets with new hardware, and a new basement waterproofing system. Additional improvements include a newer furnace and central A/C, as well as refreshed landscaping. Whether you're looking for a charming residence, a commercial business opportunity, or a live/work space, this property offers exceptional flexibility in a highly visible location. Schedule your private showing today and discover everything this one-of-a-kind property has to offer!

380 S Main Street, Freeland
380 S Main Street, Freeland
$299,900
50215223 MLS
**PRICE DROP!**Timeless charm on Main Street!**Ideally located in the heart of Freeland between Austin's Flowers & Gifts and Applewood Plaza, this unique Liberty home offers endless possibilities. Featuring 3 bedrooms, 2 full baths, a 1.5-car garage with additional parking, and situated on just over a half-acre with frontage on the Tittabawassee River, this property combines character, space, and a prime location. Inside, you'll appreciate the original craftsmanship along with numerous recent updates, including new paint, wood flooring, tile flooring, carpet, granite kitchen countertops, refreshed kitchen cabinets with new hardware, and a new basement waterproofing system. Additional improvements include a newer furnace and central A/C, as well as refreshed landscaping. Whether you're looking for a charming residence, a commercial business opportunity, or a live/work space, this property offers exceptional flexibility in a highly visible location. Schedule your private showing today and discover everything this one-of-a-kind property has to offer!

380 S Main Street, Freeland
no property photo
$2,200,000
70534520 MLS
Rare opportunity to own one of the most unique waterfront industrial properties in the Great Lakes region! Spanning approximately 72.45 acres with an incredible 9,000 feet of river frontage, this one-of-a-kind property features an approximately 8-acre private island and endless potential for marine, industrial, and waterfront development.This property is a dream opportunity for a dry dock, marina, shipyard, marine repair facility, barge operation, industrial waterfront development, aggregate transfer site, or large-scale recreational waterfront concept. Existing marine-related equipment, tug boats, barges, and additional marine equipment may be available for purchase separately, creating a rare turnkey opportunity for the right buyer. Property also features electric on site, good sand, substantial landscape stone already in place, and the potential for canal dredging and expanded waterfront functionality.With massive river frontage, industrial possibilities, and incredible access t

4008 Carrollton Drive, Saginaw
7251 Midland Road, Freeland
$600,000
70534553 MLS
Prime commercial opportunity on heavily traveled Midland Rd! Formerly a hardware store and most recently operated as a machine shop, this versatile property is ready for its next chapter. Features include 3-phase power, multiple power outlets, updated electrical within the last 10 years, 2 furnaces, workshop space, showroom area, and an additional 20x60 pole barn for extra storage or operations. Included is an attached campground with 35 rustic campsites and the area's only nearby boat launch, making it a popular destination during walleye season. Endless possibilities for industrial, retail, recreational, or mixed-use development!

7251 Midland Road, Freeland
5454 N River Road, Freeland
$258,900
4 Beds ⋅ 2 Baths ⋅ 50204662 MLS
2-unit income property on 9.67 acres backing up to the Tittabawassee River. Property includes a large 2.5-car garage and storage shed. Unit 1 (original home) offers 2 bedrooms and 1 baths. Unit 2 features 2 bedrooms, 1 bath, living room, kitchen, and a large basement. Separate heating sources for each unit. Gas, electric, and water on a single meter. Great opportunity for investors or owner-occupants seeking privacy, acreage, and rental income.

5454 N River Road, Freeland
4403 N Raucholz Road, Hemlock
$299,900
2 Beds ⋅ 2 Baths ⋅ 50202567 MLS
Calling all contractors, investors, and buyers ready to roll up their sleeves! This charming country property features 7.24 acres, a spring-fed pond, and the opportunity to bring a special property back to life! A prior appraisal from approximately two years ago reflected a value of $400,000. Enjoy acreage without endless mowing! The home overlooks an approximately 1.7-acre pond, with 4+ acres beyond the water accessible through an approximately 40-foot-wide opening from the road. Only about half an acre of lawn needs mowing! Individual land and pond measurements are estimates based on GIS tools. Previously enjoyed for fishing, kayaking, and swimming, the pond offers the potential for a beautiful outdoor retreat. A 35' x 10' covered patio overlooks the water, surrounded by mature trees and wildlife. Pond, landscape, and grounds maintenance has been deferred. Inside, discover mid-century modern charm with an updated glow! This property needs work, and we're upfront about it. A March 2026 inspection report and contractor estimates are available. Known needs include roof and electrical panel replacement, furnace concerns, and crawl space work involving a sump crock, pump, drainage, encapsulation, and waterproofing. Estimates for these items total approximately $55,000; additional work may be needed. Previously operated as a successful Airbnb! Historical net operating income (NOI) information is available upon request. Buyer to verify short-term rental rules and income potential. The well was installed in September 2009 and the septic system redone in 2011; both were reported to be functioning properly at the March 2026 inspection. Bring your contractor, tools, and imagination to restore this country retreat! SHORT SALE: All offers subject to seller acceptance and written short-sale lender/lienholder approval. Price, seller-paid costs, fees, concessions, and all purchase agreement terms are subject to approval and possible modification. Approval is not guaranteed; closing may take several months. Offered as-is. Buyer and buyer's agent to verify all information and conduct due diligence. Prior appraisal is historical, not a current valuation. Inspection and estimates available upon request.

4403 N Raucholz Road, Hemlock
916 N Niagara Street, Saginaw
$180,000
50197500 MLS
Four parcels available along the Saginaw River, offering a unique riverfront development opportunity in the City of Saginaw. The combined site totals approximately 1.94 acres, including 300 feet of frontage on the Saginaw River. The property is zoned RMU (Riverfront Mixed-Use), Lot 15-0579-00000 (1.129 Acres with 300 feet on the Saginaw River) 15-0579-00100 (.623 Acres) Lot 15-0577-00000 (.125 Acres) Lot 15-0151-00100 (.063 Acres) Seller financing available, contact listing agent for details!

916 N Niagara Street, Saginaw
1445 N Niagara Street 1420 N. Niagara, Saginaw
$2,025,000
50197491 MLS
Unlock the potential of over 31 acres, 4 acres of riverfront mixed use land, perfectly suited for redevelopment. This exceptional opportunity includes a total of 12 parcels, offering endless possibilities for growth and investment

1445 N Niagara Street 1420 N. Niagara, Saginaw
Parcel F W Rolling Hills Drive, Bridgeport
$50,000
60932125 MLS
Be a part of the Rolling Hills Development! Professional buildings, mostly medical oriented, already line the streets with opportunities to bring your business to this up and coming area along Dixie Highway, right at the Junction corner. The restriction of this area to be medical based-only development has been removed from Bridgeport Township and they will consider other types of businesses, including retail, light manufacturing or even a car wash. Underground electric, curb, public water, sewer and natural gas available. The Michigan Department of Transportation gives the stretch of Dixie Highway an AADT (Average Annual Daily Traffic) count of 17,148 and there are newer businesses including Verizon Wireless, Starbucks, Tractor Supply who have or are opening businesses nearby along with other well-established businesses along this stretch. Also catch traffic heading to Saginaw from Frankenmuth and Birch Run.

Parcel F W Rolling Hills Drive, Bridgeport
7863 Sheridan Rd. Lot 4 Road, Birch Run
$59,900
31377461 MLS
Build your new home on the largest lake in Saginaw County. Your property sits on the border of Birch Run, Chesaning, and Bridgeport school districts. The entire north end of the lake and the two islands are set aside for your recreational use. The lake was engineered by Spicers and the land is already set up for septic systems and municipal water. See more info at Lakedodak.com. Book your showing today.

7863 Sheridan Rd. Lot 4 Road, Birch Run
7863 Sheridan Rd Lot #2 Road, Birch Run
$59,900
31377387 MLS
Build your new home on the largest lake in Saginaw county. Your property sits on the border of Birch Run, Chesaning, and Bridgeport school districts. The entire north end of the lake and the two islands are set aside for your recreational use. The lake was engineered by Spicers and the land is already set up for septic systems and municipal water. See more info at Lakedodak.com. Book your showing today.

7863 Sheridan Rd Lot #2 Road, Birch Run
7863 Sheridan Rd. Lot #4 Road, Birch Run
$59,900
31377453 MLS
Build your new home on the largest lake in Saginaw county. Your property sits on the border of Birch Run, Chesaning, and Bridgeport school districts. The entire north end of the lake and the two islands are set aside for your recreational use. The lake was engineered by Spicers and the land is already set up for septic systems and municipal water. See more info at Lakedodak.com. Book your showing today.

7863 Sheridan Rd. Lot #4 Road, Birch Run
7863 Sheridan Rd Lot #2 Road, Birch Run
$59,900
31377389 MLS
Build your new home on the largest lake in Saginaw county. Your property sits on the border of Birch Run, Chesaning, and Bridgeport school districts. The entire north end of the lake and the two islands are set aside for your recreational use. The lake was engineered by Spicers and the land is already set up for septic systems and municipal water. See more info at Lakedodak.com. Book your showing today.

7863 Sheridan Rd Lot #2 Road, Birch Run
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