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$1,195,000
4 Beds 5 Baths 50213767 MLS
Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony access, a custom walk-in closet, and a distinctive his-and-her bathroom layout. For added indulgence, a private steam room provides the perfect space to unwind and rejuvenate. One of the bedrooms serves as a beautifully designed art studio, featuring a built-in sink, custom cabinetry, and a spacious work desk—perfect for artists, hobbyists, or anyone seeking a serene and functional creative space within the comfort of home. From the moment you enter through the custom mahogany front door, you're greeted by soaring ceilings and intricate woodwork throughout. The heart of the home is a true entertainer’s dream: a fully outfitted gourmet kitchen designed with professional functionality in mind. It includes a hidden butler’s pantry with its own sink, stove, and storage, ideal for catering or staff. The kitchen can also be closed off entirely from the main living area for added discretion during events or gatherings. The adjacent bar is thoughtfully equipped with four refrigerated drawers, two freezer drawers, a wine refrigerator, and a second dishwasher—perfect for seamless entertaining on any scale. The residence offers both a formal living room and a separate family room, each with its own fireplace, creating multiple cozy and sophisticated gathering areas. A private office with balcony access offers a serene setting for remote work with inspiring waterfront views. The expansive balcony offers panoramic views of the Saginaw River, Liberty Bridge, and passing freighters—ideal for hosting guests at sunset or enjoying tranquil mornings by the water. A unique feature of this penthouse is its dual-entry layout. In addition to the main entrance, a secondary, private entry leads to a distinct section of the home that can be closed off entirely—an ideal setup for live-in staff, guests, in-laws, a nanny, or catering teams. This thoughtful layout offers true flexibility without compromising the flow or luxury of the residence. Additional amenities include four dedicated parking spaces, generous private storage, and the largest boat slip in the community—perfect for housing your personal watercraft. Residents enjoy access to beautifully maintained common areas, including an elegant lobby and inviting shared spaces that includes a large event space with attached catering kitchen, a club room and a library. This one-of-a-kind penthouse offers the perfect blend of sophistication, flexibility, and stunning scenery—a rare opportunity for luxury living in the heart of Bay City. Available for exclusive in-person tours for pre-qualified buyers.

1111 N Water Street Unit 403, Bay City

$175,000
50213606 MLS
Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9 one-acre residential parcels, subject to township approval and buyer due diligence. The combination of extensive frontage, utility availability, and flat topography provides an ideal canvas for a boutique residential development or custom home community. The township's master plan identifies the M-15 corridor as an area for commercial and residential growth, reinforcing the property's long-term investment appeal. Future homeowners would enjoy convenient access to M-15, Michigan Avenue, I-75, downtown Bay City, Saginaw, shopping, dining, schools, and everyday conveniences while still enjoying the peaceful setting of Portsmouth Township. Whether you're a developer looking for your next subdivision, a builder seeking premium homesites, or an investor planning for the future, opportunities with this combination of location, frontage, utilities, and development flexibility are becoming increasingly difficult to find.

W German Road, Bay City

$175,000
61006997 MLS
Rare opportunity to secure +/- 9.2 acres in one of Portsmouth Township's most desirable growth corridors. Positioned between M-15 and Michigan Avenue, this level, predominantly tillable parcel offers nearly 1,200 feet of road frontage, city water, natural gas, and outstanding development potential. With Portsmouth Township's land division standards, the property may accommodate approximately 8-9 one-acre residential parcels, subject to township approval and buyer due diligence. The combination of extensive frontage, utility availability, and flat topography provides an ideal canvas for a boutique residential development or custom home community. The township's master plan identifies the M-15 corridor as an area for commercial and residential growth, reinforcing the property's long-term investment appeal. Future homeowners would enjoy convenient access to M-15, Michigan Avenue, I-75, downtown Bay City, Saginaw, shopping, dining, schools, and everyday conveniences while still enjoying the peaceful setting of Portsmouth Township. Whether you're a developer looking for your next subdivision, a builder seeking premium homesites, or an investor planning for the future, opportunities with this combination of location, frontage, utilities, and development flexibility are becoming increasingly difficult to find.

W German Road, Bay City

$475,000
4 Beds 2 Baths 50213287 MLS
Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters—ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you’re searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won’t want to miss.

705 Bay Road, Bay City

$399,900
50212388 MLS
Welcome to 1500 Center Ave! A rare opportunity to acquire a 7-unit apartment building in the heart of Bay City's historic Center Avenue corridor. Owned by the same family for the past 30 years, this property offers stable rental income and significant upside potential. Recent improvements include a complete rebuild of the steam boiler system, a new porch roof, and a new garage roof, helping reduce future capital expenditure needs. Located on one of Bay City's most iconic streets, the property benefits from strong rental demand and features a detached garage along with off-street parking—amenities that are increasingly difficult to find in historic multifamily properties. With below-market rents and long-term ownership, investors will appreciate the opportunity to increase income over time while acquiring a well-maintained asset in a highly desirable location. Whether you're looking for a long-term hold or a value-add investment, 1500 Center Ave presents a compelling opportunity to grow your portfolio. Don't miss your chance to own a classic Bay City investment property with substantial upside potential!

1500 Center Avenue, Bay City

$34,900
3 Beds 1 Baths 50213091 MLS
Opportunity on Columbus! This 3 bedroom, 1 bathroom home has been taken down to the studs and is ready for its next chapter. Featuring a spacious first floor primary bedroom, bathroom, and practical layout, this home offers a strong foundation for a DIY project or professional renovation. The interior has been cleaned out and brought to a solid starting point, with no smoke or fire odors and some original character still intact. While utilities are currently disconnected, the major mechanical components remain in place, including a gas forced-air furnace (2022), gas water heater (2011), central A/C unit (disconnected; age unknown), copper and PVC plumbing, grounded wiring on the first floor, and quality windows throughout. The exterior will require some TLC, but the interior has been professionally torn out, allowing the next owner to focus on bringing their vision and get right to work. Available for immediate Go and Show Showings - Contact an agent to schedule.

1711 Columbus Avenue, Bay City

$64,900
3 Beds 2 Baths 50212849 MLS
Originally built in 1920, this unique property began life as a neighborhood saloon before becoming a residence over the years. Offering approximately 3615 square feet, this property features a 3-bedroom layout with 1 1/2 bathrooms in its current configuration, with the potential to create additional flexible living spaces. The upstairs bathroom will make the primary bedroom a suite. The layout provides endless possibilities for a large single-family home, multi-generational living, or other uses permitted by local zoning R2. Major improvements include a newer rubber roof and some updated plumbing The home does need updating, particularly in the bathrooms and damage to ceilings from previous leaks, making it an excellent choice for investors, restoration enthusiasts, or buyers looking to build equity through renovation. Original details from the building's early days still remain, adding charm and character that simply can't be recreated in newer construction. Whether you appreciate historic architecture or enjoy bringing older homes back to life, you'll find plenty of inspiration here! This is not a move-in-ready home, but it is a rare opportunity to own a distinctive historic property with tremendous upside. A cash buyer is preferred. Bring your vision and transform this one-of-a-kind building into something extraordinary!

501 S Madison Avenue, Bay City

$399,900
70540723 MLS
Welcome to 1500 Center Ave! A rare opportunity to acquire a 7-unit apartment building in the heart of Bay City's historic Center Avenue corridor. Owned by the same family for the past 30 years, this property offers stable occupancy and significant upside potential. Recent improvements include a complete rebuild of the steam boiler system, a new porch roof, and a new garage roof, helping reduce future capital expenditure needs. Located on one of Bay City's most iconic streets, the property is fully occupied and benefits from strong rental demand in the area. The property also features a detached garage and off-street parking, amenities that are increasingly difficult to find in historic multifamily properties. With below-market rents and long-term ownership, investors will appreciate the opportunity to increase income over time while acquiring a well-maintained asset in a highly desirable location. Whether you're looking for a long-term hold or a value-add investment,

1500 Center Avenue, Bay City

$349,990
4 Beds 2 Baths 61003624 MLS
Discover Your Dream Home in the Holly Springs Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

2299 Holly Ridge Lane, Bay City

$364,990
4 Beds 3 Baths 61003572 MLS
Discover Your Dream Home in the Holly Springs Community! The elegant Kingston Plan is a two-story home that features a welcoming flex room and an open-concept design where the Great Room, Dining Area, and gourmet kitchen seamlessly connect. The kitchen is a culinary masterpiece with sophisticated cabinetry, rich quartz countertops, and stainless steel appliances, including a smooth-top range, microwave, and dishwasher. Upstairs, find a primary suite with a private bath featuring dual vanities, a spacious walk-in closet, additional bedrooms, and a practical laundry room. Enjoy leisure time in the versatile game room and benefit from a 2-car garage. With energy-efficient Low-E insulated dual-pane windows, an unfinished basement ,and a 1-year limited home warranty, this home offers both style and functionality. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

2330 Pebble Creek Court, Bay City

$352,990
4 Beds 2 Baths 61003552 MLS
Discover Your Dream Home in the Holly Springs Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

4663 N West View Drive, Bay City

$299,900
4 Beds 2 Baths 50211829 MLS
Welcome to Kopka Ct., Bay City. A highly sought after neighborhood in the quiet & peaceful south end of Bay City. Enter into the backyard oasis and be greeted with the beauty and serenity of a beautiful backyard highlighted by an enticing 18x36 inground pool with newer liner. In the cooler months enjoy the comfort of a Mendota gas fireplace that heats the entire first floor. This home includes four bedrooms and two baths. The main floor bathroom has a toasty heated floor. 1,728 sq. ft. of living space. The kitchen includes beautiful custom-built cabinets by Lloyds. The stainless steel kitchen sink has a convenient touch faucet. Newer furnace and air. There is a separate water meter for all outdoor usage, including filling the pool. Much more!

2411 Kopka Court, Bay City

$124,900
2 Beds 1 Baths 50211809 MLS
Welcome home to this beautifully updated ranch on Bay City’s desirable east side! This move-in ready home offers 2 bedrooms, 1 full bath, a bright living room, and an inviting eat-in kitchen featuring a modern farmhouse design with white shaker cabinetry, butcher block countertops, open shelving, vinyl flooring, and newer stainless-steel appliances. The updated bathroom boasts newer fixtures, flooring, and tub surround, while the bedrooms and living room feature matching newer carpet and window blinds. A spacious rear laundry/mud room provides excellent storage and flexibility for a home office, workout area, or hobby space. Additional updates include newer vinyl siding, vinyl windows, newer roof, and central air conditioning for year-round comfort. The large attic offers potential for future expansion and additional living space. Situated on a 40’ x 111’ lot, the fully fenced backyard includes a storage shed and plenty of room for pets, play, or entertaining. Conveniently located directly across from St. James Church and within the All Saints School system area, this home offers excellent walkability to schools, parks, shopping, dining, and all that Bay City has to offer. Complete with a concrete driveway and crawl space foundation, this charming home is ready for its next owner. Don’t miss this opportunity!

108 S Monroe Street, Bay City

$70,000
4 Beds 1 Baths 80069760 MLS
Possible Land Contract Available – Bay City Investment Opportunity! Looking for an affordable home in Bay City, Michigan with investment potential? This 4-bedroom, 1-bath home offers a rare opportunity for first-time home-buyers, investors, landlords, or anyone looking to build instant sweat equity. Situated on a desirable corner lot with a fenced yard, this property features a full basement, carport, spacious floor plan, and solid construction with plenty of room for updates and customization. Inside, you'll find four bedrooms, including two large upstairs bedrooms, generous living space, and a full basement ideal for storage, a workshop, or future finished living area. The home's strong bones provide an excellent foundation for renovation, making it a great fixer-upper, rental property, flip opportunity, or affordable primary residence. Located in Bay City, you'll enjoy convenient access to schools, parks, shopping, restaurants, medical facilities, and major commuter routes. Whether you're searching for a starter home, investment property, income-producing rental, or a home to personalize and make your own, this property checks all the boxes. Property Highlights: Possible Land Contract Terms Available 4 Bedrooms | 1 Bathroom Corner Lot Location Fenced Backyard Full Basement Two Large Upstairs Bedrooms Strong Structural Bones Excellent Sweat Equity Potential Ideal Investment Property or Starter Home Convenient Bay City Location Don't miss this affordable Bay City real estate opportunity with flexible financing options and unlimited potential. Schedule your showing today and discover the value this property has to offer.

807 E North Union Street, Bay City

$269,000
4 Beds 2 Baths 50211486 MLS
ARE YOU KIDDING ME??? A $30,000 PRICE REDUCTION. SELLER IS ANTSY!! This 6 bedroom 2 full bath beauty sits on a half acre. Two of the bedrooms are walk-thru..one was used for a huge walk-in closet and the second is 14x29!! The kitchen has been completely remodeled with new appliances. Looking into the massive yard you can watch the kids play in their very own tree house with brand new stairs. There is even electricity in it.The main floor bedroom can be shut off from the rest of the house by pocket doors...perfect for guests. And then there is a beautifully paneled library for your favorite novels and a sun room adjacent to the back yard. Every single lighting fixture has been updated ...every wall has fresh paint. Looking for the perfect family home...look no further.

1826 Mckinley Street, Bay City

$165,000
5 Beds 2 Baths 50211289 MLS
Welcome to this beautifully updated 5-bedroom, 2-bath colonial offering over 2,000 square feet of comfortable living space! Situated on a corner lot, this spacious home blends timeless character with modern updates and flexible living areas perfect for a growing family. Step inside to find fresh paint, updated flooring installed within the last five years, and a stylish shaker-style kitchen complete with built-in microwave and dishwasher. Two full bathrooms provide convenience for busy households, including an upstairs bath featuring a walk-in shower. The versatile floor plan includes generously sized bedrooms, walk-in closets, an enclosed porch, and a full basement offering abundant storage or future finishing potential. Outside, enjoy the wraparound deck and private cedar-fenced area—ideal for entertaining, relaxing, or letting children and pets play safely. Additional updates include a brand-new furnace (2026), newer hot water heater, updated siding, and updated windows, giving buyers added peace of mind. Off-street parking provides space for multiple vehicles. With five bedrooms, two full baths, and thoughtful updates throughout, this move-in-ready home offers exceptional value and room to grow. Schedule your private showing today! BATVAI.

1424 N Trumbull Street, Bay City

$299,900
5 Beds 3 Baths 50210023 MLS
Timeless Victorian charm meets modern day comfort. Step into the perfect blend of historic elegance and contemporary convenience in this meticulously maintained Victorian home. Rich in original character and architectural detail, this stunning residence offers 5 spacious bedrooms and 2.5 bathrooms, providing ample room for family living, entertaining, and everyday comfort. From the moment you arrive, you'll appreciate the beautifully landscaped grounds and inviting courtyard, creating exceptional curb appeal and a peaceful outdoor retreat. Inside, the home's original Victorian charm shines through with classic craftsmanship, warm character, and three fireplaces—two gas and one wood-burning—offering cozy gathering spaces throughout the seasons. Modern updates thoughtfully completed while preserving the home's historic feel. Updated vinyl windows with a transferable lifetime warranty provide energy efficiency and peace of mind, while fresh interior paint creates a bright, move-in-ready atmosphere. The home also features updated electrical service, a new water heater, newer appliances, and a new garage door w/ opener. Storage is abundant throughout the home, complemented by a clean, dry fully finished basement that offers additional living space for organization, hobbies, or future possibilities. An attached garage adds convenience and practicality rarely found in homes of this era. This exceptional property offers the best of both worlds—the timeless beauty and craftsmanship of a classic Victorian combined with the modern updates today's buyers desire. A truly special home that has been lovingly cared for and is ready for its next chapter. Call today for your private showing!

601 N Van Buren Street, Bay City

$146,000
4 Beds 2 Baths 50209773 MLS
— Fully rented cash flowing duplex with good reliable tenants and the opportunity for even greater NOI. — This two-story home on MCKINLEY AVENUE has been thoughtfully converted into a FULLY RENTED DUPLEX — and it's already doing the work for you. Unit 2 upstairs has been FULLY RENOVATED and is currently LEASED through April. Unit 1 on the main floor is occupied MONTH-TO-MONTH and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to ADD VALUE. Combined, the property brings in STRONG GROSS RENTS with a SOLID NET OPERATING INCOME — full details available in supplements. Each unit offers two bedrooms and one full bath, with a layout that gives both tenants a full floor to themselves. Shared access to the basement means LAUNDRY is covered, and the GARAGE rounds out the amenities nicely. In back, there is room for 4 or more vehicles in the driveway, plus a fenced pet run, which is one of those little details that keeps good tenants around.

1706 Mckinley Avenue, Bay City