Bay City, MI Real Estate | Bay City, MI 4 Bedroom Homes for Sale

Open House Saturday September 12th from 1-3 pm! Welcome to this spacious and completely remodeled home in a nice Bay City neighborhood! Offering 1,759 square feet of beautifully updated living space, this move-in-ready home features 4 large bedrooms with the possibility of a 5th bedroom if needed, along with 1.5 bathrooms. Every bedroom offers generous space and tall ceilings, while the main floor primary bedroom and main floor laundry provide added convenience. This home has truly been updated from top to bottom with a brand-new roof, all new drywall and paint, new paneling, new flooring throughout, including new carpet and LVP, and updated electrical. The completely remodeled kitchen features brand-new cabinets, countertops, and appliances, while the bathroom has been updated with new toilets, fixtures, and finishes. Central air and vinyl siding add to the home's comfort and low-maintenance appeal. Outside, you'll find a fenced-in yard offering a great space for pets, entertaining, or relaxing. The Michigan basement provides valuable additional storage space. With so many improvements, this home is truly "new, new, new!" and ready for its next owner. Don't miss this opportunity to own a spacious, extensively remodeled home with immediate possession available. Move right in and enjoy! Must see!

202 Ingraham Street, Bay City

$305,000

4 Beds ⋅ 3 Baths ⋅ 50220849 MLS

Welcome to Mutual Estates, one of the area’s most desirable neighborhoods! This spacious 4 bedroom, 2.5 bath home offers the perfect combination of privacy, space, and convenience. Enjoy multiple living areas, an updated kitchen with granite countertops and stainless steel appliances, and a huge fenced backyard perfect for family, pets, and entertaining. Anderson windows, a newer roof, and an efficient furnace and central air add peace of mind. Enjoy the privacy of a great neighborhood with everything Bay City has to offer just minutes away.

3351 Parkway Drive, Bay City

$29,700

4 Beds ⋅ 1 Baths ⋅ 61027013 MLS

Great opportunity on this large home in Bay City. The home needs work but is priced to compensate. Good layout with a nice sized living room and formal dining room. Unfinished basement. Only cash offers will be considered.

1002 N Henry Street, Bay City

$279,900

4 Beds ⋅ 2 Baths ⋅ 50220555 MLS

Welcome to this charming and spacious 4-bedroom, 2-full-bath home nestled on a large lot in highly sought-after Monitor Township. Enjoy the peaceful feel of a rural setting while being conveniently located just 10 minutes from the city! The main floor features a comfortable bedroom and full bath, offering convenient one-level living. A large front porch provides the perfect spot to relax and enjoy the surrounding scenery, while the inviting sunroom adds additional space to unwind or entertain.

5188 S 7 Mile Road, Bay City

$161,900

4 Beds ⋅ 2 Baths ⋅ 50220541 MLS

Welcome to this cute and cozy Bay City home, where the charm and character of a home built in 1900 meet thoughtful updates for today's lifestyle! From the moment you arrive, you'll be greeted by a spacious covered front porch, the perfect spot to enjoy your morning or relax at the end of the day. Step inside to a large living room offering plenty of space for entertaining or relaxing. The inviting dining room has been freshly painted and features brand-new carpet, creating a bright and welcoming space for meals and gatherings. The nicely updated kitchen offers oak cabinetry and stainless steel appliances, combining classic style with everyday functionality. The spacious main-floor bathroom was updated in 2024 and features a jet-style tub and separate shower. Upstairs, you'll find three additional bedrooms, another full bathroom, and an abundance of storage space throughout the home. Outside, you'll appreciate the recently painted shed, ready for storage. The home also features a newer roof installed in 2022. Conveniently located near Carroll Park, this charming home offers a wonderful blend of historic character, comfortable living space, and modern updates!

2127 3rd Street, Bay City

$169,900

4 Beds ⋅ 3 Baths ⋅ 50220347 MLS

Freshly updated side-by-side duplex in the historical district walking distance from downtown Bay City the Historic Masonic Temple, center street and the Uptown/riverfront districts. Freshly painted exterior on house and garage, three years old asphalt roof on house and metal garage roof. Paved off street 3 car driveway with a large 22x24 two-car garage. Large front porch plus unit has its own side or back porch. Mostly fenced in private backyard with a small fire pit. Two 2-bedroom, 1-bath units plus 1600 sf of extra storage, on site laundry and additional toilet in the basement. About 1,786 sf finished above grade. Unit A: Features hardwood floors, 9’ ceilings, microwave, and kitchen/dining room breakfast bar, original wood trim and staircase, clawfoot tub large front window and open spacious design on the main level. Unit B: Features bay-windows for lots of natural lighting in the spacious living room and seamless flow into the dining area. All laid out on a single level with a sky light in the bathroom. High-efficiency furnace and walk out back porch to enjoy some privacy. Both sides have updated separate electrical sub panels, GFCI’s. Separate gas meters, dryer outlets and hot water heaters for each unit. Shared water and sewer. Refrigerator and ranges stay in each unit. Empty on both sides so you can walk the whole building with no tenant coordination. Live in one side and rent the other, or rent both. Both units rent quickly and have been previously rented $1100 a month plus utilities and split water/sewer for each unit from 2022 until April of this year. Also has high potential for Airbnb/short term style rental. Get in now to this walkable area and grow with the city of Bay City.

504 N Monroe Street, Bay City

$389,990

4 Beds ⋅ 3 Baths ⋅ 61025493 MLS

Discover Your Dream Home in the Holly Springs Community! The elegant Kingston Plan is a two-story home that features a welcoming flex room and an open-concept design where the Great Room, Dining Area, and gourmet kitchen seamlessly connect. The kitchen is a culinary masterpiece with sophisticated cabinetry, rich quartz countertops, and stainless steel appliances, including a smooth-top range, microwave, and dishwasher. Upstairs, find a primary suite with a private bath featuring dual vanities, a spacious walk-in closet, additional bedrooms, and a practical laundry room. Enjoy leisure time in the versatile game room and benefit from a 2-car garage. With energy-efficient Low-E insulated dual-pane windows, an unfinished basement ,and a 1-year limited home warranty, this home offers both style and functionality. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

4686 N West View Drive, Bay City

$147,000

4 Beds ⋅ 3 Baths ⋅ 70555271 MLS

SELLER OFFERING 3% CONTRIBUTION TO BUYER CLOSING COSTS. Charming & Move-In Ready American Foursquare! Relax on your full-width covered front porch before entering this beautiful, freshly painted interior. This move-in ready home blends classic design with modern peace of mind, boasting a new furnace and newer water heaters and a roof that's 10 years young. Most windows have been replaced. All appliances are included! Downstairs, a full basement maximizes your storage options. Enjoy your spacious kitchen complete with a walk-in pantry and direct access to your backyard or side garden. Exterior & Location Highlights: Long Gravel Driveway: Runs alongside the house, leading to a detached brick-built garage with electricty and side door. Downtown Living: Easy walking distance to vibrant downtown dining and shops. Exclusive Bonus: Free commuter bridge passes (with transponder) included through 2028 for liberty bridge and through 2029 for independence bridge!

211 S Dean Street, Bay City

$409,900

4 Beds ⋅ 3 Baths ⋅ 50219987 MLS

Beautiful Bangor Township Home with Backyard Oasis Welcome to this beautiful four-bedroom home located in a sought-after Bangor Township subdivision! This inviting property offers plenty of space and features a finished basement, 2½ baths, and a two-car garage. The beautiful kitchen provides a wonderful gathering space for family and friends, while the finished basement offers additional room for relaxing, entertaining, or recreation. Step outside and discover your own private backyard oasis. Take a dip in the gorgeous in-ground pool, relax under the charming gazebo, and enjoy the perfect setting for summer entertaining and making memories. With its desirable location, spacious interior, and incredible outdoor living space, this home is one you won't want to miss!

4191 S Paul Circle, Bay City

$69,900

4 Beds ⋅ 1 Baths ⋅ 50219902 MLS

Stylish home with 4 bedrooms, basement, 1st floor laundry, walk in pantry, 2 walk in closets, nice yard.

1113 N Johnson Street, Bay City

$79,900

4 Beds ⋅ 2 Baths ⋅ 50219599 MLS

Income property ready to cash flow. 2 unit located in a desirable south end location. 2 bedroom 1 bath located on the main level and upper level. Full basement. Fenced in Yard. Garage. Both units are vacant. Garage and 1/2 of the house roof shingles have been replaced. This has been family owned and lived in. Rents are estimates.

225 Ingraham Street, Bay City

$239,900

4 Beds ⋅ 2 Baths ⋅ 50219591 MLS

Go Time on Goetz! This 4-bedroom, 2-bath home offers a great layout, 2 car attached garage, double-sided wood-burning fireplace, and a prime Monitor Township location. Enjoy your Michigan summer days in the in-ground pool with pool heater! The home is ready for your vision and personal touch while the roof and furnace have already been updated. A great opportunity to add your own style and build equity!

5447 Goetz Court, Bay City

$450,000

4 Beds ⋅ 3 Baths ⋅ 50219543 MLS

This QUALITY Pistro built home is your chance to get into this desirable Monitor Township subdivision at a GREAT price! This beautiful home is less than 5 years old and features open concept living area, dedicated office space with built ins, large 3 or 4 car garage (see floor plan), full basement with egress window and plumbed for future bathroom. The primary suite is on the first floor and includes a wonderful bathroom with a must see shower, along with a large walk in closet. On the second floor you will find the other three bedrooms, along with another bathroom. A convenient bonus space loft/landing is perfect for even more office space or play area. There is even a fenced yard! This home is energy star certified! Call today for your showing!

4716 N West View Drive, Bay City

$170,000

4 Beds ⋅ 2 Baths ⋅ 61023857 MLS

Back on the market, no fault of the sellers!! This is your second chance to get your showing scheduled!! Welcome home to this well-maintained 4-bedroom, 2-bath home offering plenty of space, thoughtful updates, and inviting indoor and outdoor living. At the heart of the home is the spacious kitchen, filled with natural light and offering plenty of room for cooking, gathering, and entertaining--a space any home chef will appreciate. For added convenience, the kitchen appliances, washer, and dryer are all included with the sale. Step outside and discover a backyard designed to be enjoyed. The recently added privacy fence creates a private, park-like setting right in your own backyard, complemented by a manicured lawn and beautifully maintained garden beds. New deck railing adds a fresh finishing touch, while the deck provides an inviting spot for morning coffee, outdoor dining, or relaxing at the end of the day. Outdoor enthusiasts will appreciate being just one block from the Rail Trail, Bay City's 10 mile paved trail, providing convenient access for walking, biking, and enjoying the outdoors right from the neighborhood. The Loop connects or passes near Carroll Park, Maplewood Park, Bigelow Park, Ted Putz Nature Area, Veterans Memorial Park, DeFoe Park and Infinity Skate Park, among other recreation areas. With four bedrooms, two full bathrooms, a spacious kitchen, beautifully maintained outdoor spaces, and nearby trail access, this home offers a wonderful combination of comfort, convenience, and pride of ownership. Schedule your showing and see all this home has to offer! All measurements are estimates. B.A.T.V.A.I.

1612 S Farragut Street, Bay City

$159,900

4 Beds ⋅ 2 Baths ⋅ 50219468 MLS

Welcome home to this beautifully updated 4-bedroom, 2-bath Victorian-style home located on North Henry Street in Bay City. Blending timeless Victorian character with modern updates, this home offers the charm of a classic residence with the comfort and functionality of today’s living. Step inside to find spacious, light-filled rooms with plenty of room for both everyday living and entertaining. With four generously sized bedrooms and two full bathrooms, the flexible layout provides space for a growing household, home office, guest rooms, or hobbies. Thoughtful updates throughout complement the home’s original character while making it truly move-in ready. Outside, you’ll appreciate the added convenience of a 2-car garage, offering plenty of space for vehicles, storage, and outdoor equipment. With its impressive size, updated interior, classic Victorian appeal, and convenient Bay City location, this North Henry home is ready for its next chapter!

600 N Henry Street, Bay City

$169,800

4 Beds ⋅ 2 Baths ⋅ 50219146 MLS

West-side 4 bedroom, 1 1/2 bath home with full basement and fence yard, including inground pool. (Pool has not been opened in several years. Seller has no knowledge of current condition.) Features include hardwood floors, central air, partially finished basement and some updates. Disclaimer: Photos have been edited to remove contents from rooms as seller prepares for estate sale.

606 Lasalle Street, Bay City

$115,000

4 Beds ⋅ 1 Baths ⋅ 50218932 MLS

Spacious on 17th Street! Make this 4-bedroom, 1 bath, your new home! Step through the front foyer where you will find the dining room and living room, both roomy and ready for gatherings. The primary bedroom is also located on the main floor, while the remaining three spacious bedrooms are upstairs, each featuring new flooring. Off the kitchen is an extra room waiting for creative use. Transform this space into your own personal library, office, or gym. More ample storage space can be found in the unfinished basement. Create your own personal oasis in the fully fenced-in backyard. There is room to roam, garden, or relax. Call today for your private tour!

817 17th Street, Bay City

$79,900

4 Beds ⋅ 2 Baths ⋅ 50218871 MLS

Spacious Bay City West side home. 4 beds, 1.5 bath plus basement and garage. Hardwood floors, welcoming front porch and plenty of room for storage. Some updating needed on this solid home but you could move right in and just do a little at a time.

202 S Warner Street, Bay City

$169,900

4 Beds ⋅ 1 Baths ⋅ 61021961 MLS

809 Stanton Street, Bay City, MI 48708. Beautiful Three-Four Bedroom Home in the South-End of Bay City. Double-Lot, Fenced in. Beautifully Landscaped. New Roof in 2025. Huge 2 1/2 Car Garage. Large Shed. Central Air. Tiled Walk-in-Shower. Custom Kitchen Cabinets with Corian Countertops. Black Steel Appliances. Large Covered Front Porch. Back Deck with Two Access Doors from the House. There is A LOT here for a City Home. Move in ready. A must see to appreciate.

809 Stanton Street, Bay City

$349,990

4 Beds ⋅ 2 Baths ⋅ 61020883 MLS

Discover Your Dream Home in the Holly Springs Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

2321 Pebble Creek Court, Bay City

$160,000

4 Beds ⋅ 2 Baths ⋅ 50218453 MLS

Fully occupied duplex is ready to be added to your rental portfolio. Total incoming dollars per month are $2450 with tenants doing their own lawn and snow care. Landlord pays gas, water & electric. Many updates have been done within the last three years, making this an ideal addition to your investments. Lower unit leased until July 2027, Upper is month-to-month.

123 Woodside Lane, Bay City

$213,000

4 Beds ⋅ 2 Baths ⋅ 50218317 MLS

Two Parcels Included in the Sale of this Hampton Twp., 4 Bdrm, 1.5 Bath Home! (#070-G10-014-007-00 & 070-G10-014-008-00) Located on the End of a Cul de sac, your Buyer will Appreciate the 2.5 Car Garage, Outside Shed & Basement for Additional Storage Potential. Inside, they will be greeted with an Open Floor Plan Kitchen/Eat In Area, with the Added Advantage of a Gorgeous, Formal Dining Room. There is also a Wood Beamed Ceiling/Family Room; Complete with Pellet Fireplace and Patio Doors Leading to the Outside Deck and Spacious Back Yard! There are Two Main Floor Bedrooms & Full Bath, with Two Upper Bedrooms & Half Bath for your Buyers Added Convenience. Come Make this House your Home!

303 Yale Street, Bay City

$172,900

4 Beds ⋅ 3 Baths ⋅ 50218258 MLS

Welcome home to this beautifully updated four-bedroom, two-and-a-half-bath residence that seamlessly blends modern design with everyday practicality. As you step inside, you are greeted by sleek, newer laminate flooring flowing effortlessly across the main living areas. The heart of the home is a stylish, renovated kitchen complete with elegant ceramic tile that extends directly into a spacious butler's pantry—offering exceptional storage and seamless serving space for effortless entertaining. Dedicated first-floor laundry adds a layer of daily convenience that today's buyers love. Rest and relaxation await in the four comfortable bedrooms, complemented by tastefully updated bathrooms featuring fresh, modern finishes. Step outside through the main level to discover your private outdoor sanctuary: a fully fenced side yard with a paver patio in the back is perfect for summer barbecues, morning coffee, or peaceful evening relaxation. Situated in an ideal neighborhood just minutes from the vibrant dining, shopping, and waterfront parks of bustling Bay City, this turn-key home delivers the ultimate combination of style, comfort, and prime location.

2023 4th Street, Bay City

$159,900

4 Beds ⋅ 2 Baths ⋅ 50218163 MLS

This large 4 bedroom, 2 bath home offers plenty of living space plus endless possibilities. Currently used as a 2 unit rental property, it could be easily transformed into a spacious single family home with just a few small changes. Appliances are included in both units along with the washer & dryer in the full basement. Lots of storage with the 2 car garage next to the home & the additional 2 car heated garage accessed off the alley which can also be rented out for additional income. Convenient city location and vacant & ready for a new owner. Don't miss this great opportunity to create the home that fits all your needs.

914 Cass Avenue, Bay City

$330,000

4 Beds ⋅ 4 Baths ⋅ 50217920 MLS

Welcome to 3028 Melrose Dr in Bay City's highly sought after Northgate subdivision. This spacious 4-bedroom, 3.5 bath home offers 2396 square feet of well-designed living space on a generous .23 care lot, providing the perfect combination of comfort, functionality and location. Inside you will find ample room for everyday living and entertaining with a versatile floor plan that offers space for the whole family. The partial basement provides excellent storage or the potential for additional living space to meet your needs. Step outside to enjoy the fully fenced backyard ideal for children, pets, gardening, or relaxing with family and friends. The attached, heated 2 car garage is perfect for year-round parking, projects, and additional storage, making Michigan winters much more comfortable. Built in 1973 and located in one of Bay City's most desirable neighborhoods. This home is just minutes from shopping, dining, schools, parks, and everyday conveniences. Whether you are looking for room to grow or a place to settle into for years to come this Northgate home is one you won't want to miss.

3028 Melrose Drive, Bay City

$105,000

4 Beds ⋅ 2 Baths ⋅ 50217778 MLS

Opportunity awaits at 1511 11th St! This spacious 4-bedroom, 1.5-bath home offers plenty of room, character, and potential for its next owner to make it their own. An inviting front porch complete with a porch swing welcomes you before stepping into the generously sized living room. From there, the home flows into a large dining room with a convenient pass-through to the kitchen, creating a great setup for gathering and entertaining. The main floor features two bedrooms and an updated full bathroom, while upstairs you’ll find two additional bedrooms with charming built-ins and a convenient half bath. Outside, the fenced-in yard provides additional space to enjoy. With a functional floor plan, four bedrooms, and plenty of potential throughout, this home is ready for someone with a vision. Whether you’re looking for a home to customize or your next investment , 1511 11th St is an opportunity worth seeing. Schedule your showing today!

1511 11th Street, Bay City

$224,900

4 Beds ⋅ 2 Baths ⋅ 50217744 MLS

Step into the timeless charm of this quintessential Queen Anne Victorian home in the heart of Bay City, just minutes from downtown and everything the city has to offer. Combining historic character with modern updates, this beautiful home features vinyl siding and a newer roof for easy maintenance and added peace of mind. From the moment you enter the spacious foyer, you'll be captivated by the grand staircase, restored hardwood floors, soaring ceilings, and the craftsmanship that makes this home truly special. The second floor offers four generously sized bedrooms plus an office, providing plenty of space for family, guests, or working from home. Dual closets in the primary bedroom! Do not miss the attic! This area could be finished or use it for the extra storage you may need. The expansive living room is filled with character, showcasing beautiful glass window details and a cozy, working wood-burning fireplace. Natural light pours into the formal dining room, creating the perfect setting for gatherings before flowing seamlessly into the open kitchen, complete with tiled flooring and convenient sit-at counter seating. Functionality meets style with an updated half bath on the main level and a renovated full bath upstairs. The large rear entry provides easy access to a highly usable basement featuring distinctive Saginaw brick flooring. Outside, you'll find a fully fenced backyard designed for relaxation and entertaining, complete with a patio and a one-plus car garage. Own a piece of Bay City's history while enjoying the comfort and convenience of modern living.

911 Mckinley Avenue, Bay City

$124,900

4 Beds ⋅ 2 Baths ⋅ 50217196 MLS

Bring your vision to this 4-bedroom, 2 bath home offering 1,521 square feet of living space and endless potential! Whether you are an investor searching for your next project or a homeowner looking to build sweat equity, this property is full of opportunity. Inside you'll find a functional floor plan with a bathroom on both the first and second floors, providing added convenience and flexibility. The home features central air, a full basement offering plenty of storage, and a 1.5 car garage. Outside, enjoy a fenced yard with space for pets, or entertaining. With some updates and repairs this property has the potential to shine. Don't miss out on your chance to unlock the value this home has to offer.

1101 S Farragut Street, Bay City

$469,000

4 Beds ⋅ 4 Baths ⋅ 50217028 MLS

Discover refined living in this extraordinary European-inspired Colonial, where timeless Regency elegance meets impeccable craftsmanship. Custom built with uncompromising attention to detail, this exceptional residence showcases rich cherry wood cabinetry, exquisite crown moldings and premium finishes throughout. The expansive primary suite offers a luxurious private retreat. This home has three additional bedrooms. With 3 1/5 full bathrooms. While the third floor studio provides remarkable versatility. Entertain effortlessly from the charming Sunroom to the private patio. Nestled in Briar hill neighborhood this one of a kind home delivers sophistication comfort and enduring quality in an exceptional setting.

2175 Reppuhn Drive, Bay City

$160,000

4 Beds ⋅ 2 Baths ⋅ 50216989 MLS

Step into timeless elegance with this beautifully maintained historic Victorian in the heart of Downtown Bay City. Showcasing stunning original woodwork, authentic hardwood floors, soaring ceilings, spacious rooms, an inviting fireplace, and classic architectural details throughout, this home perfectly blends historic charm with modern comfort. The expansive basement features tall ceilings, a convenient laundry area, and abundant storage. Located just a short walk from Bay City's vibrant restaurants, boutiques, shopping, waterfront parks, and the beautiful Saginaw River, this exceptional home offers the opportunity to own a true piece of history in one of the city's most desirable locations! Its a MUST SEE!

237 N Van Buren Road, Bay City

$89,900

4 Beds ⋅ 2 Baths ⋅ 50216968 MLS

Step into 2101 5th Street just one block from Bay City’s historic Carroll Park and let your renovation dreams come to life! A blank canvas, this nearly 2,500-square-foot impressive Queen Anne-style home is perfect for investors or future homeowners who may want to restore this home back to it’s Victorian beauty! Just off Center Avenue, this stunner features very high ceilings, original wood floors, four bedrooms, two full baths, French doors, see-through fireplace, huge windows, a grand staircase, gorgeous woodwork and more, including a wrap porch that’s just right for sitting and enjoying all of Michigan’s seasons. Kitchen renovations have been started with new cupboards and an island. Bring your tool belt and your imagination and take advantage of the massive potential here!

2101 5th Street, Bay City

$89,900

4 Beds ⋅ 1 Baths ⋅ 50216775 MLS

Welcome home to this spacious 4-bedroom ranch located in Bay City’s desirable deep south end! Offering plenty of room to make it your own, this home features a large living room, an eat-in kitchen, and all appliances included, making moving in easy. The maintenance-free vinyl exterior and back porch/deck provide the perfect place to relax or entertain. The oversized, fully fenced yard offers plenty of room for children and pets to play, complete with a kids’ playscape and a separate fenced area just for dogs. Car enthusiasts, hobbyists, or anyone needing extra workspace will appreciate the extra-large heated garage featuring electricity and a dedicated workshop area with ample room for storage and projects. Additional updates include a gas forced-air furnace that’s approximately 6 years old and a new water heater (2026) for added peace of mind. This home offers generous living space inside and out and is conveniently located close to schools, parks, shopping, and everyday amenities. Sale is contingent upon the seller successfully purchasing a replacement home. Don’t miss this opportunity to add your personal touches and create the home you’ve been dreaming of in one of Bay City’s most desirable neighborhoods!

405 Mcgraw Street, Bay City

$250,000

4 Beds ⋅ 2 Baths ⋅ 80071625 MLS

Welcome to this beautifully updated brick home in Monitor Township, conveniently located in the heart of the tri-cities, only a short distance from the Saginaw Bay and all of the amenities Midland has to offer! Full of character and warmth, this inviting 4-bedroom, 2-full-bath home has been thoughtfully updated throughout the entire home while still maintaining its original charm. The bright and welcoming living room features a large picture window that fills the space with natural light, along with a cozy wood-burning fireplace. Enjoy an abundance of storage throughout the home, plus a full unfinished basement offering even more potential and storage space. Outside, the half acre lot features mature trees, welcoming grass, and a fenced-in area directly connected to the homeâ€”perfect for pets, entertaining, or outdoor enjoyment. The oversized 23x30 ft 2.5-car garage is conveniently located very near the home and offers an impressive amount of storage and shelving. With its updated interior, timeless brick exterior, natural light, generous storage, and welcoming character, this home is truly move-in ready!

1152 Midland Road, Bay City

$185,000

4 Beds ⋅ 3 Baths ⋅ 50216203 MLS

Welcome home to this move-in ready gem offering comfort, style, and unique features throughout! The spacious open kitchen flows seamlessly into the living areas, making it perfect for everyday living and entertaining. A stunning double-sided fireplace creates a warm, inviting atmosphere, serving both the living room and family room. Step outside to enjoy your own private, fully fenced backyard—ideal for pets, children, or relaxing with family and friends. Need extra space for your toys? The fenced yard also includes additional parking with room for a boat, trailer, or recreational vehicles. Recent updates provide added peace of mind, including a rubber roof (2017), new chimney crown (2020), fresh interior paint, new carpeting, and some electrical updates. With its thoughtful improvements, versatile outdoor space, and desirable move-in condition, this home is ready for its next owner to enjoy. Don’t miss your opportunity to make this well-maintained home yours—schedule your private showing today!

1014 22nd Street, Bay City

$179,000

4 Beds ⋅ 2 Baths ⋅ 50216150 MLS

4 bedrooms, 2 full baths, nearly 2,000 sq ft, & over 1/4 acre double lot! This great family home has room for everyone and everything both inside and out. Inside has all oversized bedrooms with two up and two downstairs, a full bath on each floor - and the main floor also has a spacious living room, formal dining, kitchen and laundry room. Outside has plenty of yard and a huge back deck with access to both the kitchen and laundry room, a 20'x37' detached garage with doors on each end, a second 24'x36' detached garage with heat, 220 electrical, and bonus workshop space - and each has it's own separate driveway. A rare find inside the city limits, with all appliances included! #MAKEITHAPPEN

1306 Bradfield Street, Bay City

$43,000

4 Beds ⋅ 2 Baths ⋅ 70547296 MLS

Two story 4 bed 2 bath home in town in need of updates

909 N Johnson Street, Bay City

$239,900

4 Beds ⋅ 3 Baths ⋅ 50215534 MLS

Welcome home to this 4-bedroom brick ranch nestled in the desirable Monitor Township. This home boasts beautiful hardwood floors, built-ins, spacious living room and dining room, large kitchen, first-floor laundry, 1.5 car garage with an attached shed, large parially fenced in back yard with fire pit and a new above-ground pool, perfect for those hot summer days! The full basement provides plenty of space for storage, recreation room, theater, gym, or home office. Walking distance to Mackensen Elementary and close to I-75. Schedule your showing today!

5595 Noreen Drive, Bay City

$469,900

4 Beds ⋅ 6 Baths ⋅ 50214980 MLS

Tucked away on a private dead-end street in the highly desirable Highland Woods subdivision, this extraordinary stone estate blends timeless character with unforgettable architectural charm. Reminiscent of a storybook castle, this 4-bedroom, 5.5-bath home offers dramatic design and exceptional space throughout. Step into the impressive foyer featuring a sweeping staircase that sets the tone for the home’s elegant interior. Multiple living spaces are warmed by two main-floor fireplaces, creating inviting areas for gathering and relaxing. Upstairs, one bedroom opens to a covered balcony, the perfect retreat for morning coffee or quiet evenings overlooking the peaceful surroundings The expansive basement offers incredible potential and is already equipped with a fireplace and bar area, just waiting to be finished into the ultimate entertainment space. With privacy, character, and room to make your own mark, this one-of-a-kind property delivers luxury with a fairytale silhouette in the desirable Bangor Township Schools district.

3463 Highland Drive, Bay City

$99,900

4 Beds ⋅ 1 Baths ⋅ 50214798 MLS

This home has been a wonderful investment for many years, and the seller is simply ready for a new chapter. Recently refreshed from top to bottom, it features fresh interior and exterior paint, new flooring, and an updated bathroom. The upper level has been thoughtfully reconfigured to create a more open feel while adding two additional bedrooms, offering even more living space and flexibility. This move-in-ready home is ready for its next owner to enjoy!

609 Henry Street, Bay City

$239,900

4 Beds ⋅ 3 Baths ⋅ 61009986 MLS

Welcome home to this 4-bedroom brick ranch nestled in the desirable Monitor Township. This home boasts beautiful hardwood floors, built-ins, spacious living room and dining room, large kitchen, first-floor laundry, 1.5 car garage with an attached shed, large partially fenced in back yard with fire pit and a new above-ground pool, perfect for those hot summer days! The full basement provides plenty of space for storage, recreation room, theater, gym, or home office. Walking distance to Mackensen Elementary and close to I-75! Schedule your showing today!

5595 Noreen Drive, Bay City

$120,000

4 Beds ⋅ 1 Baths ⋅ 50214283 MLS

Welcome to this charming 4 bed 2 bath corner lot, featuring a 1 car detached garage. This home features a beautiful fireplace in the living room for cozy evenings. Enjoy the covered front porch for those beautiful Summer days.

520 S Birney Street, Bay City

$1,195,000

4 Beds ⋅ 5 Baths ⋅ 50213767 MLS

Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony access, a custom walk-in closet, and a distinctive his-and-her bathroom layout. For added indulgence, a private steam room provides the perfect space to unwind and rejuvenate. One of the bedrooms serves as a beautifully designed art studio, featuring a built-in sink, custom cabinetry, and a spacious work desk—perfect for artists, hobbyists, or anyone seeking a serene and functional creative space within the comfort of home. From the moment you enter through the custom mahogany front door, you're greeted by soaring ceilings and intricate woodwork throughout. The heart of the home is a true entertainer’s dream: a fully outfitted gourmet kitchen designed with professional functionality in mind. It includes a hidden butler’s pantry with its own sink, stove, and storage, ideal for catering or staff. The kitchen can also be closed off entirely from the main living area for added discretion during events or gatherings. The adjacent bar is thoughtfully equipped with four refrigerated drawers, two freezer drawers, a wine refrigerator, and a second dishwasher—perfect for seamless entertaining on any scale. The residence offers both a formal living room and a separate family room, each with its own fireplace, creating multiple cozy and sophisticated gathering areas. A private office with balcony access offers a serene setting for remote work with inspiring waterfront views. The expansive balcony offers panoramic views of the Saginaw River, Liberty Bridge, and passing freighters—ideal for hosting guests at sunset or enjoying tranquil mornings by the water. A unique feature of this penthouse is its dual-entry layout. In addition to the main entrance, a secondary, private entry leads to a distinct section of the home that can be closed off entirely—an ideal setup for live-in staff, guests, in-laws, a nanny, or catering teams. This thoughtful layout offers true flexibility without compromising the flow or luxury of the residence. Additional amenities include four dedicated parking spaces, generous private storage, and the largest boat slip in the community—perfect for housing your personal watercraft. Residents enjoy access to beautifully maintained common areas, including an elegant lobby and inviting shared spaces that includes a large event space with attached catering kitchen, a club room and a library. This one-of-a-kind penthouse offers the perfect blend of sophistication, flexibility, and stunning scenery—a rare opportunity for luxury living in the heart of Bay City. Available for exclusive in-person tours for pre-qualified buyers.

1111 N Water Street Unit 403, Bay City

$475,000

4 Beds ⋅ 2 Baths ⋅ 50213287 MLS

Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters—ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you’re searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won’t want to miss.

705 Bay Road, Bay City

$349,990

4 Beds ⋅ 2 Baths ⋅ 61003624 MLS

Discover Your Dream Home in the Holly Springs Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

2299 Holly Ridge Lane, Bay City

$364,990

4 Beds ⋅ 3 Baths ⋅ 61003572 MLS

Discover Your Dream Home in the Holly Springs Community! The elegant Kingston Plan is a two-story home that features a welcoming flex room and an open-concept design where the Great Room, Dining Area, and gourmet kitchen seamlessly connect. The kitchen is a culinary masterpiece with sophisticated cabinetry, rich quartz countertops, and stainless steel appliances, including a smooth-top range, microwave, and dishwasher. Upstairs, find a primary suite with a private bath featuring dual vanities, a spacious walk-in closet, additional bedrooms, and a practical laundry room. Enjoy leisure time in the versatile game room and benefit from a 2-car garage. With energy-efficient Low-E insulated dual-pane windows, an unfinished basement ,and a 1-year limited home warranty, this home offers both style and functionality. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

2330 Pebble Creek Court, Bay City

$352,990

4 Beds ⋅ 2 Baths ⋅ 61003552 MLS

Discover Your Dream Home in the Holly Springs Community! The Cabot Plan offers a spacious open-concept layout, seamlessly connecting the Living, Dining, and Kitchen areas--perfect for entertaining. The modern Kitchen is equipped with shaker cabinets, quartz countertops, and Stainless-Steel Appliances, including an electric smooth top range, microwave hood, and dishwasher. The primary suite features a private bath with dual vanity sinks and a large walk-in closet. There are three additional bedrooms, a stylish secondary bathroom, and a patio ideal for outdoor relaxation. Additional features include Low E insulated dual-pane vinyl windows for energy efficiency and a 1-year limited home warranty. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

4663 N West View Drive, Bay City

$299,900

4 Beds ⋅ 2 Baths ⋅ 50211829 MLS

Welcome to Kopka Ct., Bay City. A highly sought after neighborhood in the quiet & peaceful south end of Bay City. Enter into the backyard oasis and be greeted with the beauty and serenity of a beautiful backyard highlighted by an enticing 18x36 inground pool with newer liner. In the cooler months enjoy the comfort of a Mendota gas fireplace that heats the entire first floor. This home includes four bedrooms and two baths. The main floor bathroom has a toasty heated floor. 1,728 sq. ft. of living space. The kitchen includes beautiful custom-built cabinets by Lloyds. The stainless steel kitchen sink has a convenient touch faucet. Newer furnace and air. There is a separate water meter for all outdoor usage, including filling the pool. Much more!

2411 Kopka Court, Bay City

$70,000

4 Beds ⋅ 1 Baths ⋅ 80069760 MLS

Possible Land Contract Available â€“ Bay City Investment Opportunity! Looking for an affordable home in Bay City, Michigan with investment potential? This 4-bedroom, 1-bath home offers a rare opportunity for first-time home-buyers, investors, landlords, or anyone looking to build instant sweat equity. Situated on a desirable corner lot with a fenced yard, this property features a full basement, carport, spacious floor plan, and solid construction with plenty of room for updates and customization. Inside, you'll find four bedrooms, including two large upstairs bedrooms, generous living space, and a full basement ideal for storage, a workshop, or future finished living area. The home's strong bones provide an excellent foundation for renovation, making it a great fixer-upper, rental property, flip opportunity, or affordable primary residence. Located in Bay City, you'll enjoy convenient access to schools, parks, shopping, restaurants, medical facilities, and major commuter routes. Whether you're searching for a starter home, investment property, income-producing rental, or a home to personalize and make your own, this property checks all the boxes. Property Highlights: Possible Land Contract Terms Available 4 Bedrooms | 1 Bathroom Corner Lot Location Fenced Backyard Full Basement Two Large Upstairs Bedrooms Strong Structural Bones Excellent Sweat Equity Potential Ideal Investment Property or Starter Home Convenient Bay City Location Don't miss this affordable Bay City real estate opportunity with flexible financing options and unlimited potential. Schedule your showing today and discover the value this property has to offer.

807 E North Union Street, Bay City

$269,000

4 Beds ⋅ 2 Baths ⋅ 50211486 MLS

ARE YOU KIDDING ME??? A $30,000 PRICE REDUCTION. SELLER IS ANTSY!! This 6 bedroom 2 full bath beauty sits on a half acre. Two of the bedrooms are walk-thru..one was used for a huge walk-in closet and the second is 14x29!! The kitchen has been completely remodeled with new appliances. Looking into the massive yard you can watch the kids play in their very own tree house with brand new stairs. There is even electricity in it.The main floor bedroom can be shut off from the rest of the house by pocket doors...perfect for guests. And then there is a beautifully paneled library for your favorite novels and a sun room adjacent to the back yard. Every single lighting fixture has been updated ...every wall has fresh paint. Looking for the perfect family home...look no further.

1826 Mckinley Street, Bay City

$146,000

4 Beds ⋅ 2 Baths ⋅ 50209773 MLS

— Fully rented cash flowing duplex with good reliable tenants and the opportunity for even greater NOI. — This two-story home on MCKINLEY AVENUE has been thoughtfully converted into a FULLY RENTED DUPLEX — and it's already doing the work for you. Unit 2 upstairs has been FULLY RENOVATED and is currently LEASED through April. Unit 1 on the main floor is occupied MONTH-TO-MONTH and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to ADD VALUE. Combined, the property brings in STRONG GROSS RENTS with a SOLID NET OPERATING INCOME — full details available in supplements. Each unit offers two bedrooms and one full bath, with a layout that gives both tenants a full floor to themselves. Shared access to the basement means LAUNDRY is covered, and the GARAGE rounds out the amenities nicely. In back, there is room for 4 or more vehicles in the driveway, plus a fenced pet run, which is one of those little details that keeps good tenants around.

1706 Mckinley Avenue, Bay City

Bay City, MI 4 Bedroom Homes for Sale

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